Financial Statements




18 SEPTEMBER
THE NEW ZEALAND GAZETTE
3983

TRUSTEEBANK WANGANUI

BALANCE SHEET AS AT 31 MARCH 1986

1986 1986 1986 1985
$ $ $ $
Depositors Funds—
Customers accounts . . 83,787,849 76,449,561
Housing bonds . . 7,643,000 7,807,000
91,430,849 84,256,561
Current Liabilities—
Accrued interest to depositors 1,765,797 1,289,052
Provision for donations 35,300 32,560
Sundry creditors . . 368,136 502,257
Provision for taxation (note 6) 475,367
2,169,233 2,299,236
Term liabilities—
Housing Corporation of New Zealand 140,520 165,384
Provision for deferred taxation (note 7) 855,243 653,419
995,763 818,803
Reserve fund—
Retained earnings . . 3,178,733 2,512,544
Property revaluation reserve (note 8) 457,342 562,465
3,636,075 3,075,009
$98,231,920 $90,449,609
1986 1986 1985
$ $ $
Current Assets—
Cash and short term funds . . 18,524,171 11,254,256
Interest accrued on investments . . 1,682,885 1,338,778
Sundry debtors and prepayments . . 942,988 1,055,015
Tax refund due (note 6) 133,009
21,283,053 13,648,049
Investments—
Government stock (note 4) . . 24,762,235 28,263,742
Loans and advances . . 48,528,271 46,163,340
Associate company (note 5) 1,523,941 841,380
74,814,447 75,268,462
Fixed assets: (note 9) 2,134,420 1,533,098
$98,231,920 $90,449,609

To be read in conjunction with the statement of accounting policies and the notes to the accounts which form part of the financial statements.

STATEMENT OF PROFIT AND RESERVES FOR YEAR ENDED 31 MARCH 1986

1986 1986 1985 1985
Income— $ $ $ $
Total interest income 15,432,958 11,853,825
Other income 685,412 420,197
16,118,370 12,274,022
Less expenditure—
Total interest expenses . . 10,222,899 6,969,772
Administration expenses 4,345,732 3,988,816
Trustees fees 32,013 25,393
Audit fees . . 17,934 12,146
Depreciation 255,696 159,956
14,874,274 11,156,083
Net operating profit before taxation . . 1,244,096 1,117,939
Share of profits associate company (note 5) 74,811 19,263
Less taxation expense (note 6) . . (573,855) (491,724)
Net profit after taxation . . 745,052 645,478
Provision for donations . . (35,300) (32,560)
Extraordinary item (note 7) (43,563)
666,189 612,918
Reserves opening balance 3,075,009 2,328,178
Changes to reserves (105,123) 133,913
Total Reserves $3,636,075 $3,075,009

To be read in conjunction with the statement of accounting policies and the notes to the accounts which form part of the financial statements.



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Financial Statements, Balance Sheet, Profit and Loss, Banking, TrusteeBank, Wanganui