NEW PLYMOUTH SAVINGS-BANK

S TATEMENT of Receipts and Payments for the Year ended
31st March, 1946:
RECEIPTS
Cash and bank balance
Fixed deposits maturing during year at Bank of New
Zealand
Deposits received
Interest credited to depositors' accounts and Staff
Provident Fund
Deposits received for National Savings campaign
Sale of National Savings bonds
Loans and advances repaid
Interest on mortgages and investments
Valuation fees received
Refund on account of rates and insurance premiums
Repayment of debentures
Interest received from National Savings investments
Commissions on Government stock and sundries.
Sales of money-boxes
£ s. d.
72,534 19 5
10,000 0 0
1,210,313 19 8
47,822 8 7
182,430 14 0
4,253 0 0
91,469 6 2
69,812 4 4
216 7 0
46 6 1
2,303 18 2
17,232 18 5
610 16 1
5 3 6
£1,709,052 1 4
PAYMENTS
Withdrawals
Transfers to Treasury re National Savings campaign
Purchases of National Savings bonds
Interest paid and credited to depositors' accounts
and Staff Provident Fund
Advances made
National Savings investments, New Zealand
Government inscribed stock, and local-body
debentures purchased
Management, administration charges, including
salaries, audit fees, and trustee fees
Bank rates and insurance
Advertising, printing, and stationery
Donations
Income, national, and social security taxation
Expenses inspecting and maintaining securities
Insurance and rates advanced to borrowers
Share war-damage premiums paid to mortgagors.
Withdrawals and transfers of National Savings
deposits and interest paid to depositors
Lodgments with Bank of New Zealand on fixed
deposit
Cash and bank balance
£ s. d.
860,350 9 5
174,500 0 0
4,253 0 0
47,822 8 7
112,238 0 10
237,941 2 7
7,005 8 2
210 4 10
689 18 2
1,110 0 0
13,099 18 3
637 0 0
42 1 11
20 12 9
43,387 9 0
90,000 0 0
115,744 6 10
£1,709,052 1 4
PROFIT AND LOSS ACCOUNT FOR YEAR ENDED 31ST MARCH, 1946
Dr.
Interest credited to depositors' accounts and Staff
Provident Fund
Management expenses and charges, including
expenses inspecting bank securities, less valuation
fees received
Bank rates, insurance premiums, and share of war-
damage premiums of properties mortgaged to the
bank
Depreciation written off
Net profit transferred to Profit and Loss Approp-
riation Account
£ s. d.
47,822 8 7
8,110 15 10
230 17 7
255 13 0
17,691 9 6
£74,111 4 6
Cr.
Interest received and accrued on mortgages and
investments
Sundry receipts
Principal recovered
£ s. d.
73,434 8 0
610 16 1
66 0 5
£74,111 4 6
PROFIT AND LOSS APPROPRIATION ACCOUNT AS AT 31ST MARCH,
1946
Dr.
Reserve for taxation
Donations
Balance
£ s. d.
13,000 0 0
1,110 0 0
70,536 10 5
£84,646 10 5
Cr.
Balance, 1st April, 1945
Net profit for year transferred
£ s. d.
66,955 0 11
17,691 9 6
£84,646 10 5
Balance carried down
£ s. d.
£70,536 10 5
NOTE.--In the above accounts interest on Staff Provident
Fund balances has been charged to Depositors' Interest Account
and not included under the heading Charges as previously was the
practice.

THE NEW ZEALAND GAZETTE
[No. 56
BALANCE-SHEET FOR YEAR ENDED 31ST MARCH, 1946
Liabilities
Amount at credit of depositors—
Ordinary
National Savings accounts..
Staff Provident Fund
Sundry creditors—
Post Office Savings-bank Account : National
Savings bonds
Suspense : Interest (National Savings invest-
ments)
Reserves—
Property and investment fluctuation reserve ..
Taxation
Depreciation reserve
Profit and Loss Appropriation Account : Balance
£ s. d.
2,209,175 0 10
598,171 6 10
8,811 10 1
6,300 0 0
10,969 10 1
6,365 7 9
15,111 13 5
1,549 6 4
70,536 10 5
£2,926,990 5 9
Assets
Cash and bank balances—
Cash on hand
Cash at Bank of New Zealand : Current Account
On fixed deposit, including
accrued interest
Cash on deposit, Post Office
Savings-bank
Investments—
New Zealand Government in-
scribed stock (par value,
£188,565)
New Zealand Government
War Loan (par value,
£649,480)
Interest accrued thereon..
National Savings bonds and
accounts
Interest accrued thereon
Local-body debentures (at
par)
Interest accrued thereon..
£ s. d.
30,598 13 1
85,145 13 9
281,098 3 6
2,112 1 5
398,954 11 9
188,009 5 0
646,003 17 6
7,037 15 2
59,615 6 6
1,129 4 9
45,523 9 7
432 17 2
£ s. d.
947,751 15 8
Advances—
Loans on first mortgage of
freehold property: Principal
Rates and insurance premiums
advanced still owing at 31st
March, 1946
Interest due but not yet paid
Interest accrued
937,418 0 11
7 4 9
887 3 1
3,727 14 0
Bank premises and land
Less depreciation
Office plant, fittings, and furnish-
ings
Less depreciation
Stocks of National Savings bonds on hand
National Savings invested in Government stock..
£ s. d.
10,775 5 6
131 18 0
1,474 3 1
123 15 0
6,300 0 0
619,950 0 0
£2,926,990 5 9
NOTE.—The bank has not drawn on this investment to meet repayments of National
Savings falling due during the year.
E. P. WEBSTER, President.
P. E. STAINTON, Deputy President.
A. M. THOMSON
W. C. WESTON
G. E. CANHAM
T. EWENS
C. GEO. PEARCE
G. E. DINNISS, Manager.
C. LASH, Accountant.
I, the undersigned, being the auditor of the New Plymouth
Savings-bank, appointed in terms of section 4 of the Savings-bank
Amendment Act, 1923, hereby certify: (1) That I am satisfied
that the foregoing balance-sheet has been properly drawn up from
the books, accounts, and vouchers of the savings-bank so as to
exhibit a true and correct view of the state of the savings-bank's
affairs at the date thereof in accordance with the requirements
of the Savings-bank Amendment Act, 1923; (2) that I have verified
the cash, investments, securities, and assets of the savings-bank
as at the date of the balance-sheet; (3) that I have obtained all
the information and explanations I have required; (4) that the
manager has certified that in his opinion all the requirements of
the Savings-bank Act, 1908, and its amendments have been complied
with, with the exception of sections 18, 20, and 50 of the principal
Act, which have been observed to the extent that is practicable.
C. H. WYNYARD,
Public Accountant, Auditor.
New Plymouth, 16th April, 1946.
Approved—
A. R. F. MACKAY,
Assistant Secretary to the Treasury,
308
10th July, 1946.