Feb. 18.] THE NEW ZEALAND GAZETTE. 217

Interest on mortgages .. .. .. 752 13 10
Interest on deposits with Union
Bank of Australia (Limited) .. .. 91 15 3
Mortgages repaid .. .. .. 3,476 4 4
£10,809 0 5

PAYMENTS.

Repaid depositors .. .. 4,528 8 1 £ s. d.
Interest credited depositors .. 436 9 6
Charges .. .. .. .. 184 5 6
Invested on mortgage .. .. .. 4,159 1 10
Cash balance, namely,—
In Union Bank of Australia
(Limited), on fixed deposit .. 1,500 0 0
Ditto, on open account .. .. 0 15 6
1,500 15 6
£10,809 0 5

W. DUNCAN, Manager.

Audited and found correct.
28th January, 1886. W. A. SPENCE, Auditor.

We hereby certify that we have examined the above statement of the receipts and payments of the Hokitika Savings Bank, and that, to the best of our belief, it contains a true and correct account of the transactions of the bank during the year, and that the balance of cash in hand (deposited with the Union Bank of Australia, Limited) amounts to £1,500 15s. 6d.

Jas. A. BONAR, Vice-President.
JAMES CHESNEY,
JOHN MANSON,
HENRY LEE ROBINSON,
EDWIN F. RICH,
Trustees.

Assets and Liabilities, 31st December, 1885.

Assets. £ s. d. £ s. d.
Amount invested on mortgage .. .. 8,993 5 9
Bank premises and furniture .. .. 149 13 6
Cash in Union Bank of Australia
(Limited)—
On fixed-deposit receipts .. 1,500 0 0
On open account .. .. 0 15 6
1,500 15 6
£10,643 14 9
To balance .. .. .. .. £1,285 11 4

Liabilities. £ s. d.
Amount due depositors .. .. .. 9,358 3 5
Balance .. .. .. .. 1,285 11 4
£10,643 14 9

W. DUNCAN, Manager.

Audited and found correct.
28th January, 1886. W. A. SPENCE, Auditor.

We certify that to the best of our belief the above is a true and correct statement of the assets and liabilities of the Hokitika Savings Bank on the 31st day of December, 1885.

Jas. A. BONAR, Vice-President.
JAMES CHESNEY,
JOHN MANSON,
HENRY LEE ROBINSON,
EDWIN F. RICH,
Trustees.

Dunedin Savings Bank Balance-sheet for 1885.

STATEMENT of the Receipts and Payments of the
Dunedin Savings Bank for the year ending 31st Decem-
ber, 1885.

Receipts. £ s. d. £ s. d.
Balance from 1884 .. .. 1,136 14 7
Lodged by depositors .. .. 42,671 7 8
Interest on loans .. .. 4,345 4 1
Interest on bank deposits
and current account .. 395 12 4
Interest on Equitable Invest-
ment Company .. .. 49 0 4
4,789 16 9
Fire-insurance premiums .. .. 52 10 1
Rents .. .. .. .. 150 0 0
Suspense account .. .. .. 4 0 0
Fines .. .. .. .. 0 6 0

Bank deposit .. .. .. .. 7,000 0 0
Equitable Investment Company .. 2,000 0 0
Loans repaid .. .. .. 10,069 18 10
£67,874 13 11

PAYMENTS. £ s. d.
Withdrawn by depositors .. .. 34,386 19 7
Charges .. .. .. .. 754 13 1
Loans granted .. .. .. 21,340 0 0
Fire-insurance premiums advanced .. 56 17 7
Bank deposit .. .. .. 8,000 0 0
Equitable Investment Company .. 2,000 0 0
Loan interest (dishonoured cheque).. 30 0 0
Balance in bank .. .. .. 1,306 3 8
£67,874 13 11

E. SMITH, Manager.

We hereby certify that we have examined the above statement of receipts and payments of the Dunedin Savings Bank, have compared the same with the books of the bank, and that, to the best of our knowledge and belief, it contains a true and correct account of all transactions of the bank. We have also seen securities for the investments, and compared the depositors' ledger balances and cash account with the bank pass-book.

WILLIAM BROWN,
R. C. MOODIE,
Auditors.

Dunedin, 28th January, 1886.

Profit and Loss Account.

1885. Dr. £ s. d.
      Dec. 31. To Charges .. .. .. 754 13 1
      Interest paid depositors .. 3,411 2 6
      Balance .. .. .. 1,024 12 9
      £5,190 8 4

1886. Cr. £ s. d.
      Dec. 31. By Interest on investments .. 5,040 2 4
      Rent .. .. .. 150 0 0
      Fines.. .. .. .. 0 6 0
      £5,190 8 4

Balance Account.

1885. Dr. £ s. d.
      Dec. 31. To balance .. .. 8,539 3 7

1886. Cr. £ s. d.
      Dec. 31. By balance .. .. 7,514 10 10

1887. Cr. £ s. d.
      Dec. 31. By profit and loss .. 1,024 12 9
      £8,539 3 7

By balance .. .. .. .. 8,539 3 7

Audited and found correct.
WILLIAM BROWN,
R. C. MOODIE,
Auditors.

Dunedin, 28th January, 1886.

Statement of Assets and Liabilities, 31st December, 1885.

Assets. £ s. d. £ s. d.
Cash in bank .. .. 1,528 13 9
Less outstanding cheques 222 10 1
1,306 3 8
Bank deposit .. .. 6,500 0 0
Accrued interest thereon .. 161 10 0
Ditto on current account .. 6 11 0
6,668 1 0
Land and building .. .. 4,069 14 4
Rent due .. .. .. 37 10 0
Loans on mortgage .. 72,915 13 0
Accrued interest thereon .. 1,622 13 3
74,538 6 3
Insurance premiums advanced .. 12 16 6
Deposit at call .. .. 1,000 0 0
£87,632 11 9

Liabilities. £ s. d.
Due to depositors .. .. 79,090 18 2
Due to suspense account .. 2 10 0
Assets in excess of liabilities .. 8,539 3 7
£87,632 11 9