236 THE NEW ZEALAND GAZETTE. [No. 16

TABLE X.--DEFERRED ANNUITIES (MALES). Premiums
returnable. Showing the Annual Premium to secure an Annuity
of £1 per Annum, to commence on the second Quarterly Day of
Payment next following any of the under-mentioned periods. All
the Premiums to be returned, without interest, if the Annuitant
should die before the Annuity commences.

Age Age
last I In 15 I In 20 I In 25 I In 30 I In 35 At
Birth- I Years. I Years. I Years. I Years. I Years. I Birth

s. d. £ s. d. £ s. d. £ s. d. £ s. d. £ s. d.
20 0 6 6 0 2 4 11 0 1 0 9 3 0 5 11 0 3 0 6 0 1 0
21 0 7 3 0 2 6 3 0 1 0 9 0 3 9 0 2 5 21
22 0 7 3 0 2 6 0 1 0 8 0 3 8 0 2 4 22
23 0 7 5 0 2 5 8 0 1 0 6 0 3 6 0 2 3 23
24 0 7 5 0 2 5 5 0 1 0 4 0 3 4 0 2 2 24
25 0 7 5 0 2 5 3 0 1 0 3 0 3 3 0 2 2 25
26 0 7 5 0 2 5 1 0 1 0 1 0 3 1 0 2 1 26
27 0 7 5 0 2 4 9 0 0 1 0 0 3 0 0 2 0 27
28 0 7 5 0 2 4 7 0 0 9 9 0 2 9 0 1 9 28
29 0 7 5 0 2 4 4 0 0 9 6 0 2 6 0 1 7 29
30 0 7 5 0 2 4 2 0 0 9 4 0 2 4 0 1 6 30
31 0 7 5 0 2 4 0 0 0 9 2 0 2 2 0 1 5 31
32 0 7 5 0 2 3 9 0 0 9 0 0 2 0 0 1 4 32
33 0 7 5 0 2 3 7 0 0 8 8 0 1 9 0 1 3 33
34 0 7 5 0 2 3 4 0 0 8 5 0 1 6 0 1 2 34
35 0 7 5 0 2 3 2 0 0 8 3 0 1 4 0 1 1 35
36 0 7 5 0 2 3 0 0 0 8 0 0 1 3 0 1 0 36
37 0 7 5 0 2 2 9 0 0 7 9 0 1 2 0 0 11 37
38 0 7 5 0 2 2 7 0 0 7 6 0 1 1 0 0 10 38
39 0 7 5 0 2 2 5 0 0 7 4 0 1 0 0 0 9 39
40 0 7 5 0 2 2 3 0 0 7 2 0 0 10 0 0 8 40
41 0 7 5 0 2 2 1 0 0 7 0 0 0 9 0 0 8 41
42 0 7 5 0 2 1 9 0 0 6 9 0 0 8 0 0 7 42
43 0 7 5 0 2 1 8 0 0 6 7 0 0 7 0 0 7 43
44 0 7 5 0 2 1 7 0 0 6 5 0 0 6 0 0 6 44
45 0 7 5 0 2 1 6 0 0 6 3 0 0 5 0 0 6 45
46 0 7 5 0 2 1 5 0 0 6 1 0 0 4 0 0 5 46
47 0 7 5 0 2 1 4 0 0 5 9 0 0 3 0 0 5 47
48 0 7 5 0 2 1 3 0 0 5 7 0 0 2 0 0 4 48
49 0 7 5 0 2 1 2 0 0 5 6 0 0 1 0 0 4 49
50 0 7 5 0 2 1 1 0 0 5 4 0 0 0 0 0 3 50

EXAMPLE.
A man aged 30, by payment of an Annual Premium of £3 15s.
10d., may secure an Annuity of £10, to commence at Age 50, and
payable until Death. All the Premiums being returned should the
Annuitant not reach that Age.

TABLE XI.--SHORT TERM ASSURANCES.--Premium to be
paid for Assuring £100 at a Single Life, WITHOUT PAR-
TICIPATION IN PROFITS.

Age Age
nearest Premium for Premium for Premium for nearest
Birth- One Year. Five Years. Seven Years. Birth-
day. £ s. d. £ s. d. £ s. d. day.
25 0 5 0 17 0 17 6 25
26 0 26 10 0 17 1 26
27 0 27 3 27
28 0 27 4 27
29 0 27 5 0 18 8 29
30 0 28 0 0 19 1 30
31 0 28 0 0 19 9 31
32 0 28 4 0 19 4 0 29 4 32
33 0 28 6 0 19 6 0 29 8 33
34 0 28 9 0 19 9 34
35 0 29 0 35
36 0 29 0 36
37 0 29 11 0 20 11 37
38 0 29 11 0 20 11 38
39 0 30 1 0 21 1 39
40 0 30 2 0 21 4 40
41 0 30 4 0 21 9 41
42 0 30 6 0 22 0 42
43 0 30 9 0 22 4 43
44 0 31 0 0 22 8 44
45 0 31 2 0 23 1 45
46 0 31 4 0 23 4 46
47 0 31 6 0 23 7 47
48 0 31 8 0 23 10 48
49 0 31 10 0 24 1 49
50 0 32 0 50

EXAMPLE.--At age 30, £100 may be Assured if death happen within
the Year, for £0 5s. 3d.; or within 5 years, on payment of an Annual Pre-
mium of £0 19s. 4d.; or within 7 years, on payment of an Annual Premium
of £0 19s. 9d.

FORSTER GORING,
Clerk of the Executive Council.

Regulations under “The Government Insurance and
Annuities Act, 1874.”

W. F. DRUMMOND JERVOIS, Governor.
ORDER IN COUNCIL.
At the Government House, at Wellington, this
thirteenth day of February, 1883.
Present:
HIS EXCELLENCY THE GOVERNOR IN COUNCIL.
His Excellency the Governor of the Colony of
New Zealand, in exercise and pursuance of
the powers and authorities vested in him by the
fifth section of “The Government Insurance and
Annuities Act, 1874” (hereinafter referred to as
“the said Act”), and all other powers and au-
thorities in this behalf vested in him, and by and
with the advice and consent of the Executive Council
of the said colony, doth hereby repeal and revoke
the Regulations and Tables contained in the Sche-
dules to an Order in Council dated the sixteenth
day of February, one thousand eight hundred and
eighty-two, and doth make and prescribe the Regu-
lations and doth approve and direct the use of the
Tables set forth in the Schedules hereto, under and
for the purposes of the said Act and regulations.

SCHEDULES.
FIRST SCHEDULE.
Interpretation.

1. In these regulations, and in all policies or instruments
   purporting to be made or executed thereunder, if not incon-
   sistent with the context,--
   “The said Act” means “The Government Insurance and
   Annuities Act, 1874 :”
   “Industrial Branch” means that division of the business of
   the Government Insurance Department having reference to
   policies issued under these regulations :
   “The Commissioner” means the Government Insurance
   Commissioner appointed and acting under the said Act :
   “Policy” means an instrument in writing, or partly in
   writing and partly printed, containing any contract what-
   ever, made under these regulations dependent upon the
   contingencies of human life :
   “Life insurance policy” means a policy the sum assured by
   which is payable upon the death of the person whose life is
   insured, whenever that event may occur :
   “Endowment insurance policy” means a policy the sum
   assured by which is payable at a certain date, or upon the
   death of the person whose life is insured if it happen
   before such date :
   “Premium” means the periodical or other payment for any
   policy, or the purchase-money for such policy :
   “Agent” means a person duly appointed under these regula-
   tions to receive proposals for, in, purposes of the said Act
   and regulations.

Commissioner may appoint Agents.
2. The Commissioner may from time to time appoint Agents to
receive proposals for insurance of lives, or for the grant of endow-
ments or annuities, or for any other policies authorized by the said
Act and these regulations, to receive any premiums payable on
such policies, and to give valid and sufficient receipts for the
same, and such appointments may from time to time revoke
or alter. Such Agents shall have no authority to enter into,
alter, or discharge contracts made under the said Act and
these regulations, or in any way bind the Commissioner, other
than as such Agents may be specially empowered so to do by
their appointments or by these regulations.

Form of making Proposals.
3. Any person desiring to enter into any contract under the
said Act (herein referred to as the proposer) shall make his pro-
posal for the same in a form applicable, and shall make and
sign the declaration or declarations required by the Commis-
sioner.

Medical Examination necessary.
4. When the sum proposed for insurance amounts to or ex-
ceeds twenty pounds, then the person whose life is proposed for
insurance shall be examined by a legally-qualified medical
practitioner duly authorized by the Commissioner.

Tables to specify Rates applicable to First-class Lives only.
5. All tables of premiums for sums to be secured at death or
otherwise shall specify the rate of premium for first-class lives
only, and no life proposed for insurance shall be accepted at a
less rate than that fixed for a first-class life.

Commissioner to fix Extra Rate.
6. If the Commissioner shall, after consideration of the pro-
posal and papers connected therewith, be of an opinion that there