New Zealand Gazette – 1883 – No. 17

Page 235

✨ Insurance Tables



[FEB. 16.]
THE NEW ZEALAND GAZETTE.
235

PREMIUMS FOR CHILDREN'S ENDOWMENTS.
TABLE VI.—ENDOWMENTS FOR CHILDREN with return
of Premiums.—RATES OF PREMIUM to secure Endowments of
£100. The Premiums to be returned without interest if
Death occurs previous to the specified Age.

TO BE PAID AT THE AGE OF 14.

Age next Birthday. Single Premium. Annual Premium. Half-Yearly Premium. Quarterly Premium. Number of Annual Premiums.
£ s. d. £ s. d. £ s. d. £ s. d.
1 37 13 3 5 12 2 2 16 2 1 8 6 13
*2 38 19 4 6 4 5 3 2 3 1 9 11 12
3 41 13 1 6 10 2 3 5 1 1 10 5 11
4 44 13 9 7 3 10 3 11 10 1 15 10 10
5 48 6 8 7 11 8 3 15 10 1 18 10 9
6 51 17 10 8 5 3 4 2 8 2 1 4 8
7 55 10 0 8 13 1 4 6 8 2 3 4 7
8 59 3 6 9 6 10 4 13 5 2 7 3 6
9 63 10 0 10 6 1 5 3 1 2 13 7 5

TO BE PAID AT THE AGE OF 18.

£ s. d. £ s. d. £ s. d. £ s. d.
*1 46 17 0 7 9 9 3 17 9 1 19 4 17
*2 49 0 11 7 14 4 3 19 2 1 19 9 16
3 51 5 10 8 3 4 4 1 8 2 0 10 15
4 53 13 1 8 12 6 4 6 3 2 3 1 14
5 56 2 11 9 2 0 4 11 0 2 5 6 13
6 58 15 0 9 11 6 4 15 9 2 9 10 12
7 61 9 5 10 3 10 5 1 10 2 11 5 11
8 64 6 3 10 11 10 5 5 10 2 15 5 10
9 67 5 7 11 8 0 5 14 0 2 18 10 9
10 70 7 7 11 15 10 5 19 5 3 0 3 8
11 73 12 4 12 11 10 6 5 10 3 3 5 7
12 76 19 11 14 6 5 7 3 3 3 11 1 6
13 80 10 6 15 11 9 8 1 8 4 1 4 5

TO BE PAID AT THE AGE OF 21.

£ s. d. £ s. d. £ s. d. £ s. d.
*2 40 10 2 3 1 0 1 10 11 0 15 6 20
3 42 8 6 3 5 11 1 13 4 0 16 9 19
4 44 7 7 3 11 4 1 15 8 0 18 2 18
5 46 8 11 3 17 5 1 18 8 0 19 1 17
6 48 12 7 4 4 3 2 2 2 1 1 1 16
7 50 18 3 4 12 2 2 6 1 1 3 5 15
8 53 6 0 5 1 2 2 10 6 1 5 9 14
9 55 16 0 5 11 7 2 15 11 1 8 6 13
10 58 8 3 6 3 10 3 1 10 1 10 11 12
11 61 2 11 6 13 7 3 10 1 1 15 3 11
12 64 0 1 7 10 0 3 15 0 1 18 11 10
13 66 19 11 8 1 7 8 4 0 11 2 0 7 9
14 70 2 6 10 4 9 5 3 7 2 12 2 8
15 73 10 2 11 4 9 5 12 2 2 16 1 7
16 76 10 2 14 6 1 7 4 9 3 12 10 6
17 80 7 6 17 11 5 8 17 10 4 9 6 5

*Example.—The sum of £100 may be secured on a child aged
2 years next Birthday attaining the age of 14 years by a Single Pay-
ment of £37 13s. 4d.; or, on attaining the Age of 18 years, by a Pay-
ment of £46 17s. 11d.; or, on attaining the Age of 21 years, by a Payment
of £40 10s. 11d. All the Premiums being returned should the child not
reach that Age. When the Endowment matures, any profit that may
have accrued, after payment of expenses, will be added to the sum
assured.

TABLE VII.—IMMEDIATE ANNUITIES.—Table showing the
Sum to be paid for an Immediate Life Annuity of £1, payable
by Half-Yearly Instalments, according to the Age and Sex of the
Person upon whose Life the Annuity is to depend.

Age last Birth-day. Males. Females. Age last Birth-day. Males. Females.
£ s. d. £ s. d. £ s. d. £ s. d.
20 18 3 0 18 4 7 46 13 8 3 13 19 0
21 18 0 5 18 2 2 47 13 3 3 13 14 3
22 17 17 10 17 19 9 48 12 18 2 13 9 3
23 17 15 2 17 17 4 49 12 12 11 13 4 1
24 17 12 5 17 14 10 50 12 7 12 12 18 10
25 17 9 17 17 12 3
26 17 6 8 17 9 8 51 12 2 2 12 13 4
27 17 3 8 17 7 1 52 11 16 9 12 7 7
28 17 0 7 17 4 3 53 11 11 3 12 1 8
29 16 17 5 17 0 6 54 11 5 7 11 15 7
30 16 14 2 16 18 7 55 10 19 11 11 9 8
31 16 10 10 16 15 8 56 10 14 2 11 3 7
32 16 7 5 16 12 8 57 10 8 3 10 17 7
33 16 3 10 16 9 6 58 10 2 4 10 11 5
34 16 0 2 16 6 4 59 9 16 4 10 5 4
35 15 16 5 16 3 0 60 9 10 3 9 19 1
36 15 12 7 15 19 7 61 9 4 2 9 12 10
37 15 8 8 15 16 1 62 8 18 0 9 6 7
38 15 4 7 15 12 6 63 8 11 10 9 0 4
39 15 0 5 15 8 9 64 8 5 8 8 14 0
40 14 16 2 15 4 10 65 7 19 7 8 8 7
41 14 11 9 15 0 11 66 7 13 6 8 1 6
42 14 7 3 14 10 10 67 7 7 5 7 15 4
43 14 2 8 14 5 7 68 7 1 0 7 9 3
44 13 18 0 13 18 8 69 6 15 8 7 3 2
45 13 13 2 14 3 8 70 6 9 11 6 17 3

The above Annuities end with the payment at the term im-
mediately preceding the Death of the Annuitant.

EXAMPLES.

A man aged 65 can purchase an Immediate Annuity £ s. d.
of £10, payable half-yearly, for ... 79 15 10
A woman of the same age can purchase a like An-
nuity for ... 83 17 6
A man aged 70 can purchase an Immediate Annuity
of £10 payable half-yearly, for ... 64 19 2
A woman of the same age can purchase a like An-
nuity for ... 68 12 6

Rule to ascertain the Annuity which any sum will purchase:
divide the sum of the Purchase money by the sum opposite given
Age in the Table, and the Quotient will be the required Annuity.

TABLE VIII.—REVERSIONARY ANNUITIES.—ANNUAL
PREMIUMS payable during the Joint Lives of two persons A
and B, for an Annuity of £10, to commence at the Death of
A, and to be paid during the remainder of the Life of B.

AGES OF AGES OF AGES OF
A B ANNUAL. A B ANNUAL.
next last £ s. d. next last £ s. d.
Birth- Birth- Birth- Birth-
day. day. day. day.
20 20 1 16 2 35 20 2 15 8
25 25 1 13 2 25 2 10 2 25
30 30 1 10 5 30 2 6 10 30
35 35 1 7 4 35 2 5 3 35
40 40 1 4 5 40 2 2 10 40
45 45 1 1 7 45 1 14 10 45
50 50 0 18 9 50 1 9 11 50
55 55 0 16 0 55 1 5 3 55
60 60 0 13 6 60 1 1 3 60

EXAMPLE.
A Husband and Wife, aged respectively 20 and 20, may secure
an Annuity of £10, to be payable to the Wife by Life at the Age
of A, and to be paid during the continuance of their Joint Lives.

AGES OF AGES OF AGES OF
A B ANNUAL. A B ANNUAL.
next last £ s. d. next last £ s. d.
Birth- Birth- Birth- Birth-
day. day. day. day.
20 20 2 2 10 40 20 3 14 8
25 25 1 19 3 25 3 8 0 25
30 30 1 15 7 30 3 2 0 30
35 35 1 11 0 35 2 15 6 35
40 40 1 8 9 40 2 9 0 40
45 45 1 5 4 45 2 2 5 45
50 50 1 2 0 50 1 16 0 50
55 55 0 18 9 55 1 10 3 55
60 60 0 15 10 60 1 5 4 60
AGES OF AGES OF
A B ANNUAL. A
next last £ s. d. next
Birth- Birth- Birth-
day. day. day.
20 20 2 11 3 45
25 25 2 6 11 25
30 30 2 2 7 30
35 35 1 18 4 35
40 40 1 14 1 40
45 45 1 10 0 45
50 50 1 6 1 50
55 55 1 2 3 55
60 60 0 18 9 60
AGES OF
A B
next last
Birth- Birth-
day. day.
20 20
25 25
30 30
35 35
40 40
45 45
50 50
55 55
60 60

EXAMPLE.
A Husband and Wife, aged respectively 25 and 25, may secure
an Annuity of £10, to be payable to the Wife for her Life at th
Death of the Husband, by payment of an Annual Premium of £1
19s. 3d., to be payable during the continuance of their Joint Lives.

TABLE IX.—DEFERRED ANNUITIES (MALES). Premiums
not returnable. Showing the Annual Premium to commence an
Annuity of £1 per Annum, to commence on the second Quarterly
Day of Payment next following any of the under-mentioned
periods. Premiums will not be returned in any event.

Age last Birth-day. In 10 Years. In 15 Years. In 20 Years. In 25 Years. In 30 Years. In 35 Years. Age last Birth-day.
£ s. d. £ s. d. £ s. d. £ s. d. £ s. d. £ s. d.
20 1 5 4 0 13 11 0 8 5 0 5 3 0 3 4 0 2 1 20
21 1 5 1 0 13 9 0 8 3 0 5 2 0 3 3 0 2 0 21
22 1 4 9 0 13 6 0 8 1 0 5 0 0 3 1 0 1 11 22
23 1 4 6 0 13 4 0 7 11 0 4 11 0 3 0 0 1 10 23
24 1 4 0 0 13 0 0 7 9 0 4 9 0 2 11 0 1 9 24
25 1 3 6 0 12 8 0 7 5 0 4 6 0 2 8 0 1 8 25
26 1 3 2 0 12 5 0 7 3 0 4 4 0 2 7 0 1 7 26
27 1 2 8 0 12 0 0 7 1 0 4 3 0 2 6 0 1 5 27
28 1 2 1 0 11 8 0 6 11 0 4 1 0 2 4 0 1 4 28
29 1 1 6 0 11 4 0 6 9 0 3 11 0 2 2 0 1 3 29
30 1 1 0 0 11 0 0 6 6 0 3 9 0 2 0 0 1 1 30
31 1 0 5 0 10 8 0 6 3 0 3 6 0 1 11 ... 31
32 1 0 0 0 10 5 0 6 0 0 3 3 0 1 10 ... 32
33 0 19 5 0 10 2 0 5 11 0 3 0 0 1 8 ... 33
34 0 18 10 0 9 10 0 5 8 0 2 10 0 1 7 ... 34
35 0 18 5 0 9 7 0 5 5 0 2 8 0 1 6 ... 35
36 0 17 10 0 9 4 0 5 3 0 2 5 ... ... 36
37 0 17 4 0 9 1 0 5 1 0 2 3 ... ... 37
38 0 16 11 0 8 9 0 4 10 0 2 1 ... ... 38
39 0 16 6 0 8 6 0 4 8 0 1 11 ... ... 39
40 0 16 1 0 8 3 0 4 5 0 1 9 ... ... 40
41 0 15 7 0 8 0 0 4 3 ... ... ... 41
42 0 15 2 0 7 8 0 4 0 ... ... ... 42
43 0 14 8 0 7 5 0 3 9 ... ... ... 43
44 0 14 3 0 7 2 0 3 7 ... ... ... 44
45 0 13 10 0 6 11 0 3 5 ... ... ... 45
46 0 13 5 0 6 9 0 3 3 ... ... ... 46
47 0 12 11 0 6 6 0 3 1 ... ... ... 47
48 0 12 6 0 6 3 0 2 11 ... ... ... 48
49 0 12 1 0 6 0 0 2 9 ... ... ... 49
50 0 11 8 0 5 9 0 2 7 ... ... ... 50
AGES OF AGES OF
A B ANNUAL. A
next last £ s. d. next
Birth- Birth- Birth-
day. day. day.
20 20 0 10 10 36
21 21 0 9 10 37
22 22 0 9 0 38
23 23 0 8 1 39
24 24 0 7 3 40
25 25 0 6 6 41
26 26 0 5 11 42
27 27 0 5 4 43
28 28 0 4 10 44
29 29 0 4 5 45
30 30 0 4 0 46
31 31 0 3 7 47
32 32 0 3 4 48
33 33 0 3 1 49
34 34 0 2 10 50
35 35 0 2 7 51
AGES OF AGES OF
A B ANNUAL. A
next last £ s. d. next
Birth- Birth- Birth-
day. day. day.
20 20 0 5 6 41
21 21 0 5 1 42
22 22 0 4 8 43
23 23 0 4 4 44
24 24 0 4 0 45
25 25 0 3 8 46
26 26 0 3 4 47
27 27 0 3 1 48
28 28 0 2 10 49
29 29 0 2 7 50
30 30 0 2 4
31 31 0 2 2
32 32 0 1 11
33 33 0 1 9
34 34 0 1 7
35 35 0 1 5
AGES OF AGES OF
A B ANNUAL. A
next last £ s. d. next
Birth- Birth- Birth-
day. day. day.
20 20 0 6 6 36
21 21 0 6 2 37
22 22 0 5 10 38
23 23 0 5 6 39
24 24 0 5 2 40
25 25 0 4 10 41
26 26 0 4 6 42
27 27 0 4 3 43
28 28 0 4 0 44
29 29 0 3 8 45
30 30 0 3 5 46
31 31 0 3 2 47
32 32 0 2 11 48
33 33 0 2 8 49
34 34 0 2 5 50
35 35 0 2 3 51
AGES OF AGES OF
A B ANNUAL. A
next last £ s. d. next
Birth- Birth- Birth-
day. day. day.
20 20 0 7 0 41
21 21 0 6 8 42
22 22 0 6 4 43
23 23 0 6 0 44
24 24 0 5 8 45
25 25 0 5 4 46
26 26 0 5 1 47
27 27 0 4 9 48
28 28 0 4 5 49
29 29 0 4 1 50
30 30 0 3 9
31 31 0 3 6
32 32 0 3 3
33 33 0 3 0
34 34 0 2 9
35 35 0 2 6
AGES OF AGES OF
A B ANNUAL. A
next last £ s. d. next
Birth- Birth- Birth-
day. day. day.
20 20 0 10 10 45
21 21 0 9 10 46
22 22 0 9 0 47
23 23 0 8 1 48
24 24 0 7 3 49
25 25 0 6 6 50
26 26 0 5 11
27 27 0 5 4
28 28 0 4 10
29 29 0 4 5
30 30 0 4 0
31 31 0 3 7
32 32 0 3 4
33 33 0 3 1
34 34 0 2 10
35 35 0 2 7

EXAMPLE.
A man aged 30, by payment of an Annual Premium of £3 7s.
6d., may secure an Annuity of £10, to commence at Age 50, and
payable until Death. All Premiums being forfeited if Annuitant
does not reach that Age.



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Online Sources for this page:

VUW Te Waharoa — PDF NZ Gazette 1883, No 17




✨ LLM interpretation of page content

🏢 Premiums for Children's Endowments

🏢 State Enterprises & Insurance
Endowments, Children, Premiums, Insurance, Table VI

🏢 Immediate Annuities

🏢 State Enterprises & Insurance
Annuities, Immediate, Table VII, Males, Females

🏢 Reversionary Annuities

🏢 State Enterprises & Insurance
Annuities, Reversionary, Table VIII, Husband, Wife

🏢 Deferred Annuities (Males)

🏢 State Enterprises & Insurance
Annuities, Deferred, Males, Table IX