308

THE NEW ZEALAND GAZETTE.

Invercargill Savings Bank.

BALANCE-SHEET of the Invercargill Savings
Bank, for the year ending 31st December, 1877.

£ s. d. £ s. d.
Balance 31st December, 1876 ... 5,834 14 9
Amount deposited, 1877 8,513 18 10
Interest paid on Accounts closed 24 0 7
Interest credited Depositors 231 15 9
Amount withdrawn, 1877 7,706 9 4
Balance at credit of Depositors,
1877 6,898 0 7
£14,604 9 11 £14,604 9 11

INTEREST ACCOUNT.

£ s. d. £ s. d.
Balance from 1876 154 1 10
Amount of Interest received, 1877 459 5 7
Interest paid on Accounts closed 24 0 7
Interest paid Depositors, 1877 231 15 9
Charges Account 149 9 2
Balance 208 1 11
£613 7 5 £613 7 5

INVESTMENT ACCOUNT.
Amount at credit of Depositors, 1877 6,898 0 7
Interest Account balance 208 1 11
Money advanced on Mortgage... 3,685 0 0
Cash in National Bank 3,421 2 6
£7,106 2 6 £7,106 2 6

We, the undersigned Trustees and Auditors,
have counted the cash in hand, and have, to the
best of our belief, ascertained the correctness of the
said account or balance-sheet.

JOHN R. CUTHBERTSON, } Trustees
JOSEPH STOCK, } and Auditors.

WM. P. GRIGOR, Vice-President.

G. H. MAITLAND,
JOHN HARE, } Trustees.
FRED. W. WADE,

31st January, 1878.

Dunedin Savings Bank.

STATEMENT of RECEIPTS and PAYMENTS of the DUNEDIN SAVINGS BANK, during the Year ending
31st December, 1877.

RECEIPTS.
£ s. d. £ s. d.
Balance from last year 4,654 9 1

1. Lodged by Depositors 25,892 18 7
2. Interest on Loans 3,591 14 11
   Bank Account 348 5 1
3. Exchange refunded 0 1 0
4. Loans repaid ... 2,436 0 0
5. Rents 89 18 0
6. Insurance Premiums 5 17 0
7. Fines 0 17 6
   32,365 12 1
   £37,020 1 2

PAYMENTS.
£ s. d.

1. Withdrawn by Depositors 27,766 15 10
2. Invested on Mortgage 2,555 0 0
3. Charges 466 14 0
4. Insurance Premiums advanced 7 17 0
5. Exchange 0 1 0
   Balance 6,223 13 4
   £37,020 1 2

We hereby certify that we have examined the above statement of receipts and payments of the
Dunedin Savings Bank, have compared the same with the books of the Bank, and that, to the best of our
knowledge and belief, it contains a true and correct account of all the transactions of the Bank.

WILLIAM H. REYNOLDS, } Trustees.
A. HILL JACK,

E. SMITH,
Manager and Accountant.
WILLIAM BROWN, } Auditors.
A. H. MOODIE,

BALANCE-SHEET of the DUNEDIN SAVINGS BANK, for the Year ending 31st December, 1877.

| | BALANCES, 31ST DEC., 1876. | TRANSACTIONS, 1877. | BALANCES, 31ST DEC., 1877. |
| :--- | :---: | :---: | :---: | :---: | :---: | :---: |
| | Dr. | Cr. | Dr. | Cr. | Dr. | Cr. |
| Depositors' Accounts ... | ... | 48,860 13 1 | 27,766 15 10 | 25,892 18 7 | ... | 49,250 16 11 |
| Interest | ... | ... | 27,766 15 10 | 2,264 1 1 | ... | 1 10 0 |
| Suspense Account | ... | ... | ... | ... | ... | ... |
| Fine Account | ... | 1 10 0 | 0 17 6 | 0 17 6 | ... | ... |
| Loans on Mortgage | 48,641 0 0 | ... | 2,555 0 0 | 2,436 0 0 | 48,760 0 0 | ... |
| Interest | 1,301 18 4 | ... | 3,968 10 7 | 3,940 1 0 | 1,330 7 11 | ... |
| Insurance Premiums, Loan | ... | ... | 7 17 0 | 5 17 0 | 2 0 0 | ... |
| Rents | ... | ... | 143 13 0 | 89 18 0 | 53 15 0 | ... |
| Land and Building | 4,069 14 4 | ... | 2,730 15 1 | 4,113 0 1 | 4,069 14 4 | ... |
| Profit and Loss | ... | 9,804 18 8 | ... | 32,365 12 1 | 11,187 3 8 | ... |
| Bank Account | 4,654 9 1 | ... | ... | ... | 6,223 13 4 | ... |
| Totals | 58,667 1 9 | 58,667 1 9 | 69,539 1 1 | 69,539 1 1 | 60,439 10 7 | 60,439 10 7 |

EDMUND SMITH,
Manager and Accountant.
Examined and found correct.
A. HILL JACK,
WILLIAM H. REYNOLDS, } Trustees.