New Zealand Gazette – 2012 – No. 21

Page 536

✨ Banking Capital Adequacy

NEW ZEALAND GAZETTE, No. 21

24 FEBRUARY 2012

Schedule 9—Full year and half year

Capital adequacy under the standardised approach

		Page
1	Capital	536
2	Capital structure	537
3	Credit risk	537
4	Additional mortgage information	539
5	Credit risk mitigation	539
6	Operational risk	540
7	Market risk end-period capital charges	540
8	Market risk peak end-of-day capital charges	540
9	Method for deriving peak end-of-day aggregate capital charge	541
10	Total capital requirements	541
11	Capital ratios	541
12	Solo capital adequacy	541
13	Pillar 2 capital for other material risks	542
14	Information about ultimate parent bank and ultimate parent banking group	542

1 Capital

(1) The information in subclause (2)—

(a) in respect of the capital of the registered bank’s banking group; and

(b) derived in accordance with the conditions of registration relating to capital adequacy.

(2) The following information as at the reporting date:

Capital

Tier one capital

Issued and fully paid up ordinary share capital

Perpetual fully paid up non-cumulative preference shares

Revenue and similar reserves

Current period’s audited retained earnings

Tier one minority interests

Less: deductions from tier one capital (specify each deduction)

Plus: other adjustments to tier one capital (specify each adjustment)

Total tier one capital

Tier two capital

Upper tier two capital

Unaudited retained profits

Revaluation reserves

Upper tier two capital instruments (specify)

Lower tier two capital

Term subordinated debt

Other capital elements with original maturity of five years or more

Gazette.govt.nz — NZ Gazette 2012, No 21

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✨ LLM interpretation of page content

💰 Additional financial disclosures for off quarters (continued from previous page)

Domain💰 Finance & Revenue
KeywordsFinancial Disclosures, Banking, Off Quarter Reporting, Statement of Financial Position, Income Statement, Liquidity Risk, Asset Quality, Credit Exposure

💰 Capital adequacy under the standardised approach

Domain💰 Finance & Revenue
KeywordsCapital Adequacy, Banking, Standardised Approach, Capital Structure, Credit Risk, Mortgage Information, Risk Mitigation, Operational Risk, Market Risk, Capital Ratios, Solo Capital Adequacy, Pillar 2 Capital, Parent Bank

💰 Capital structure details

Domain💰 Finance & Revenue
KeywordsCapital Structure, Tier One Capital, Tier Two Capital, Share Capital, Reserves, Retained Earnings, Subordinated Debt

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