✨ Banking Disclosure Requirements
24 JUNE 2011 NEW ZEALAND GAZETTE, No. 88 2297
6 Capital adequacy
The following information:
(a) tier one capital ratio derived in accordance with the registered bank’s conditions of registration relating to capital adequacy, and the minimum that the ratio is permitted to be under the registered bank’s conditions of registration:
(b) total capital ratio derived in accordance with the registered bank’s conditions of registration relating to capital adequacy, and the minimum that the ratio is permitted to be under the registered bank’s conditions of registration.
7 Asset quality
The following information:
(a) total individually impaired assets (before allowances for credit impairment loss and net of interest held in suspense):
(b) total individually impaired assets expressed as a percentage of total assets:
(c) total individual credit impairment allowance:
(d) total individual credit impairment allowance expressed as a percentage of total impaired assets:
(e) total collective credit impairment allowance:
(f) non-financial assets acquired through the enforcement of security.
8 Peak credit exposure concentrations
(1) The following information for the most recent quarter of the accounting period or interim accounting period (as applicable):
(a) the number of individual non-bank counterparties or groups of closely related counterparties of which a bank is not the parent to which the banking group has a peak end-of-day aggregate credit exposure which equals or exceeds 10% of the banking group’s equity, in successive ranges of 10% of the banking group’s equity:
(b) the number of individual bank counterparties or groups of closely related counterparties of which a bank is the parent to which the banking group has a peak end-of-day aggregate credit exposure which equals or exceeds 10% of the banking group’s equity, in successive ranges of 10% of the banking group’s equity.
(2) The information disclosed under subclause (1) must be calculated using the methodology set out in Schedule 6.
(3) A statement that the information disclosed under subclause (1) excludes exposures to connected persons and to the central government of any country with a long-term credit rating of A- or A3 or above, or its equivalent.
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NZ Gazette 2011, No 88
✨ LLM interpretation of page content
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Schedule 2: Information to be included in key information summary for registered banks
(continued from previous page)
💰 Finance & RevenueBanking disclosure, Key information summary, Capital adequacy, Asset quality, Credit exposure