✨ Banking Regulation
24 JUNE 2011 NEW ZEALAND GAZETTE, No. 87 2245
7 Registered bank profitability and size
The following information in respect of the registered bank’s overseas banking group:
(a) net profit or loss after tax for the most recent period for which the information is publicly available, specifying the period and end date to which this information applies;
(b) net profit or loss after tax over the previous 12 month period, expressed as a percentage of the average of total assets, and the end date of the most recent period for which the information is publicly available; and
(c) total assets as at the most recent date for which the information is publicly available and the percentage change in total assets over the 12 months ending on that date.
8 Reconciliation of mortgage-related amounts
(1) The information in subclause (2) in respect of the registered bank’s banking group as at the reporting date.
(2) A table providing a reconciliation between any figures disclosed elsewhere in the full year disclosure statement that relate to mortgages on residential property, including but not limited to amounts described by any of the following terms:
(a) housing loans;
(b) residential mortgages; or
(c) retail mortgages.
(3) In providing the reconciliation table required by subclause (2), the bank must explain any differences between the numbers, including, if applicable, but not limited to, the following explanations:
(a) whether an amount includes lending for the purpose of investment in residential property or only covers owner-occupied housing;
(b) whether or not an amount includes any corporate lending secured on residential mortgages; and
(c) whether an amount only includes drawn-down loan balances or also includes undrawn lending commitments.
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NZ Gazette 2011, No 87
✨ LLM interpretation of page content
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Registered Bank Disclosure Statements (Overseas Incorporated Registered Banks) Order (No 2) 2011
(continued from previous page)
💰 Finance & Revenue20 June 2011
Banking regulation, Disclosure statements, Reserve Bank of New Zealand, Overseas banks, Financial transparency, Credit risk, Funding concentrations, Interest rate sensitivity, Liquidity risk