New Zealand Gazette – 2011 – No. 21

Page 569

✨ Banking Regulations

28 FEBRUARY 2011 NEW ZEALAND GAZETTE, No. 21

569

Schedule 9—All periods

Credit and market risk exposures and capital adequacy

		Page
1	Transitional	569
2	Risk-weighted credit risk exposures	569
3	Additional mortgage information	570
4	Market risk end-period notional capital charges	570
5	Market risk peak end-of-day notional capital charges	571
6	Method for deriving peak end-of-day notional capital charges	571
7	Capital ratios	572
8	Minimum capital requirements	572

1 Transitional

The information in clause 2 is not required to be included in disclosure statements for reporting dates on or after 31 December 2011.

2 Risk-weighted credit risk exposures

(1) The information in subclause (2)—

(a) in respect of the registered bank’s banking group; and

(b) derived in accordance with the Capital Adequacy Framework (Basel I Approach) (BS2).

(2) The following information as at the reporting date:

Risk weighted credit exposures

Calculation of on-balance sheet exposures

	Amount	Risk weight	Risk weighted exposure
Cash and short term claims on		0%
Government
Long term claims on Government		10%
Claims on banks		20%
Claims on public sector entities		20%
Residential mortgages		50%
Other		100%
Total assets

Calculation of off-balance sheet exposures

	Amount	Credit conversion factor	Credit equivalent amount	Average counterparty risk weight	Risk weighted exposure
Direct credit substitutes		100%
Asset sales with recourse		100%
Commitments with certain drawdown		100%
Underwriting and sub-underwriting		50%
facilities
Transaction related contingent		50%
items

Gazette.govt.nz — NZ Gazette 2011, No 21

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✨ LLM interpretation of page content

💰 Banking Disclosure Statement Requirements (continued from previous page)

Domain💰 Finance & Revenue
KeywordsBanking, Financial Disclosures, Credit Risk, Asset Quality, Impaired Assets, Reporting Standards

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