New Zealand Gazette – 2011 – No. 169

Page 4756

✨ Banking Regulation Tables

NEW ZEALAND GAZETTE, No. 169

4 NOVEMBER 2011

Calculation of on-balance-sheet exposures

	Total exposure after credit risk mitigation	Risk weight	Risk weighted exposure	Minimum Pillar 1 capital requirement
Cash and gold bullion		0%
Sovereigns and central banks		0%
		20%
		50%
		100%
		150%
Multilateral development banks and other international organisations		0%
		20%
		50%
		100%
		150%
Public sector entities		20%
		50%
		100%
		150%
Banks		20%
		50%
		100%
		150%
Corporate		20%
		50%
		100%
		150%
Residential mortgages not past due		35%
		50%
		75%
Past due residential mortgages		100%
Other past due assets		100%
Equity holdings (not deducted from capital) that are publicly traded		150%
		300%
All other equity holdings (not deducted from capital)		400%
Other assets		100%

Calculation of off-balance sheet exposures

	Total exposure	Credit conversion factor	Credit equivalent amount	Average risk weight	Risk weighted exposure	Minimum Pillar 1 capital requirement
Direct credit substitute		100%
Asset sale with recourse		100%
Forward asset purchase		100%
Commitment with certain drawdown		100%
Note issuance facility		50%
Revolving underwriting facility		50%
Performance-related contingency		50%
Trade-related contingency		20%
Placements of forward deposits		100%
Other commitments where original maturity is more than one year		50%
Other commitments where original maturity is less than or equal to one year		20%

Gazette.govt.nz — NZ Gazette 2011, No 169

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✨ LLM interpretation of page content

💰 Registered Bank Disclosure Statements Order (No 4) 2011 (continued from previous page)

Domain💰 Finance & Revenue
KeywordsBanking regulation, Financial disclosures, Asset quality, Credit exposure, Impaired assets, Capital structure, Credit risk

💰 Calculation of on-balance-sheet exposures

Domain💰 Finance & Revenue
KeywordsBanking, Credit risk, Risk weights, Capital requirements, Asset classifications

💰 Calculation of off-balance sheet exposures

Domain💰 Finance & Revenue
KeywordsBanking, Credit risk, Off-balance sheet, Credit conversion, Risk weights, Capital requirements

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