New Zealand Gazette – 2008 – No. 40

Page 969

✨ Financial Regulations

27 FEBRUARY 2008 NEW ZEALAND GAZETTE, No. 40 969

	Total Exposure	Credit Conversion Factor	Credit Equivalent Amount	Average risk weight	Risk Weighted Exposure	Minimum Pillar One Capital Requirement
Placements of forward deposits		100%
Other commitments where original maturity is more than one year		50%
Other commitments where original maturity is less than or equal to one year		20%
Other commitments that cancel automatically when the creditworthiness of the counterparty deteriorates or that can be cancelled unconditionally at any time without prior notice		0%

Market related contracts


(a) Foreign exchange contracts		N/A
(b) Interest rate contracts		N/A
(c) Other - OTC etc		N/A

(3) For the purpose of the disclosure required by subclause (2), average risk weight means the exposure-weighted average of the risk weights of individual exposures determined according to the counterparty or type of asset or issuer as appropriate.

4 Additional mortgage information

(1) The information in subclause (2) —

(a) in respect of the banking group; and

(b) in respect of total residential mortgage loans as used to calculate the Registered Bank’s pillar one capital requirement for credit risk, categorised by loan-to-valuation ratio.

(2) The following information as at the balance date:

Residential mortgages by loan-to-valuation ratio

LVR range	0%-80%	80%-90%	Over 90%
Value of exposures

5 Credit risk mitigation

(1) The information in subclause (2) —

(a) in respect of the banking group; and

(b) derived in accordance with either the conditions of registration relating to capital adequacy or Capital Adequacy Framework (Standardised Approach) (BS2A) (as applicable).

(2) The following information as at the balance date:

Credit risk mitigation

Exposure class	Total value of on- and off-balance sheet exposures covered by eligible collateral (after haircutting)	Total value of on- and off-balance sheet exposures covered by guarantees or credit derivatives
Sovereign or central bank
Multilateral development bank
Public sector entities
Bank

VUW Te Waharoa — NZ Gazette 2008, No 40

Gazette.govt.nz — NZ Gazette 2008, No 40

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✨ LLM interpretation of page content

💰 Registered Bank Disclosure Statement Order 2008 (continued from previous page)

Domain💰 Finance & Revenue
KeywordsBanking, Disclosure Statements, Financial Information, Capital Adequacy, Equity Share Capital, Capital Instruments, Reserves, Risk Weighted Exposures

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