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New Zealand Gazette – 2008 – No. 40

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✨ Banking Disclosure Requirements

27 FEBRUARY 2008

NEW ZEALAND GAZETTE, No. 40

Other commitments with
an original maturity of
less than 1 year or which
can be unconditionally
cancelled at any time

Market related contracts³
(a) foreign exchange
contracts
(b) interest rate contracts
(c) other

1091

Total off-balance sheet
exposures
Risk weighted exposures

2
(1)

(2)

Additional mortgage information
The information in subclause (2) —
(a) in respect of the banking group; and
(b) in respect of total residential mortgage loans and
derived in accordance with the definition of loan-to-
valuation ratio specified in Capital Adequacy
Framework (The Standardised Approach) (BS2A).
The following information as at the balance date:

Residential mortgages by loan-to-valuation ratio
LVR range

0%-80%

80%-90%

Over 90%

Value of exposures

3
(1)

(2)

Market risk end-period notional capital charges
The information in subclause (2)—
(a) in respect of the banking group; and
(b) derived on the basis that the notional capital charge for
each category of market risk is the aggregate capital
charge for that category of market risk derived in
accordance with the Capital Adequacy Framework
(Standardised Approach) (BS2A).
The following information as at the balance date:

Market Risk

Implied risk
weighted exposure

Notional capital
charge

Notional capital charge as a
percentage of the overseas
banking group’s equity

Interest rate risk

Foreign currency risk

Equity risk

(3)

(4)

4
(1)

For the purpose of the disclosure required by subclause (2)
implied risk weighted exposure must be calculated as 12.5 x
notional capital charge.
The information that is required to be disclosed under
subclause (2) must include comparative figures for the previous
corresponding period.

Market risk peak end-of-day notional capital charges
The information in subclause (2)—
(a) in respect of the banking group; and

Specify whether the current exposure or original exposure method was used to calculate the credit
equivalent amount on these contracts.

VUW Te Waharoa — NZ Gazette 2008, No 40

Gazette.govt.nz — NZ Gazette 2008, No 40

The Executive Wing of Parliament (depicted) is universally known as The Beehive. It was completed in 1977 and remains the primary office for the elected Government of the day.

✨ LLM interpretation of page content

💰 Banking Disclosure Requirements (continued from previous page)

Domain💰 Finance & Revenue
KeywordsCredit Risk, Market Risk, Capital Adequacy, Risk-Weighted Exposures, Mortgage Information, Capital Charges, Capital Ratios, Minimum Capital Requirements

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