✨ Banking Disclosure Requirements
27 FEBRUARY 2008
NEW ZEALAND GAZETTE, No. 40
1073
6
Capital adequacy
The most recent publicly available information on the capital
adequacy of the overseas bank and overseas banking group,
including the following information:
(a) tier one capital ratio and the minimum percentage of
this ratio required by the appropriate banking
supervisory authority in the overseas bank’s country of
domicile:
(b) total capital ratio, and the minimum percentage of this
ratio required by the appropriate banking supervisory
authority in the overseas bank’s country of domicile.
7
(1) Asset quality
The information in subclause (2) in respect of—
(a) the overseas banking group as at the most recent date
for which the information is publicly available: and
(b) the banking group.
(2) The following information:
(a) total individually impaired assets (before allowances for
credit impairment loss and net of interest held in
suspense):
(b) total individually impaired assets expressed as a
percentage of total assets:
(c) total individual credit impairment allowance:
(d) total individual credit impairment allowance expressed
as a percentage of total impaired assets:
(e) total collective credit impairment allowance:
(f) non-financial assets acquired through the enforcement
of security.
8
(1) Peak credit exposure concentrations
The following information for the most recent quarter of the
accounting period or interim accounting period (as applicable):
(a) the number of individual non-bank counterparties or
groups of closely related counterparties of which a bank
is not the parent to which the banking group has a peak
end-of-day aggregate credit exposure which equals or
exceeds 10% of the overseas banking group’s equity, in
successive ranges of 10% of the overseas banking
group’s equity:
(b) the number of individual bank counterparties or groups
of closely related counterparties of which a bank is the
parent to which the banking group has a peak end-of-
day aggregate credit exposure which equals or exceeds
10% of the overseas banking group’s equity, in
successive ranges of 10% of the overseas banking
group’s equity.
(2) The information disclosed under subclause (1) must be
calculated using the methodology set out in Schedule 6.
(3) A statement that the information disclosed under subclause (1)
excludes exposures to the central government of any country
with a long-term credit rating of A- or A3 or above, or its
equivalent.
Next Page →
Online Sources for this page:
VUW Te Waharoa —
NZ Gazette 2008, No 40
Gazette.govt.nz —
NZ Gazette 2008, No 40
✨ LLM interpretation of page content
💰
Schedule 2: Key Information Summary for Registered Bank Customers
(continued from previous page)
💰 Finance & RevenueBanking, Key Information Summary, Disclosure Requirements, Financial Condition, Capital Adequacy, Asset Quality, Credit Exposure