11 FEBRUARY 2005 NEW ZEALAND GAZETTE, No. 35 921

Other commitments with an original maturity of less than 1 year or which can be unconditionally cancelled at any time

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Market related contracts N/A

(a) Foreign exchange contracts
(b) Interest rate contracts
(c) Other

Total off-balance sheet exposures
Risk Weighted Exposures

1Specify whether the current exposure or original exposure method was used to calculate the credit equivalent amount on these contracts.

4. The General Short Form Disclosure Statement shall contain the information specified below, derived in accordance with the Conditions of Registration relating to capital adequacy and the Reserve Bank document entitled Capital Adequacy Framework (BS2) as amended from time to time, in respect of the capital adequacy ratios of the Banking Group as at the Off-Quarter Balance Date:

(a) Tier One Capital expressed as a percentage of risk weighted exposures; and
(b) Capital expressed as a percentage of risk weighted exposures.

Third Schedule

Asset Quality

1. The information required to be disclosed pursuant to clause 2 (a) of this Schedule shall include comparative figures for the previous corresponding period.

2. The General Short Form Disclosure Statement shall contain, in respect of the Banking Group as at the Off-Quarter Balance Date, the following information:

(a) in respect of the following classes of assets:

(i) Non-Accrual Assets;
(ii) Restructured Assets;
(iii) Real Estate Assets Acquired Through the Enforcement of Security;
(iv) Other Assets Acquired Through the Enforcement of Security;
(v) Past Due Assets;
(va) Other Assets Under Administration;

the following information:

(vi) the aggregate amount which has been recognised; and
(vii) the aggregate amount which has not been recognised;

before deducting provisions for expected loss or provisions for diminution in asset value, and

(viii) the aggregate amount of Specific Provisions or provisions for diminution in asset value;
(ix) the aggregate amount of General Provisions (if any);

(b) information on movements in the balances of total Specific Provisions or provisions for diminution in asset value over the First Quarter Accounting Period or Third Quarter Accounting Period, for each of the classes of assets set out in subparagraphs (i) to (va) of clause 2 (a) of this Schedule, separately disclosing:

(i) opening balance;
(ii) charge (credit) to the statement of financial performance for increase/decrease in Specific Provisions or provisions for diminution in asset value;
(iii) amounts written-off;
(iv) write-downs of Assets Acquired Through the Enforcement of Security;
(v) recoveries of provisions and write-offs charged in previous periods;
(vi) other movements, and the nature thereof;
(vii) closing balance;

with movements reconciled to the charges allocated to the statement of financial performance; and

(c) information on movements in the balance of the General Provision over the First Quarter Accounting Period or Third Quarter Accounting Period, separately disclosing:

(i) opening balance;
(ii) charge (credit) to the statement of financial performance for increase/decrease in the General Provision;
(iii) other movements, and the nature thereof;
(iv) closing balance;

with movements reconciled to the charges allocated to the statement of financial performance.

Fourth Schedule

Concentration of Credit Exposures to Individual Counterparties

1. For the purposes of this Schedule, Credit Exposure information shall be disclosed either on the basis of:

(a) actual Credit Exposures; or