16 DECEMBER NEW ZEALAND GAZETTE 4601

(g) The costs of essential childcare (after deducting any childcare subsidy or OSCAR subsidy payable under the Childcare Assistance Welfare Programme approved under section 124 (1) (d) of the Act)—

(i) To enable the applicant or his or her spouse to take part in employment; or

(ii) Because the applicant or his or her spouse is seriously disabled or seriously ill;

(h) For a person for whom a telephone is a necessity by reason of his or her—

(i) Health or disability or family circumstances; or

(ii) Personal safety or security (for example, an elderly person living on his or her own, or a separated person with a protection order against the spouse); or

(iii) Employment (for example, an electrical worker on call 24 hours per day),—

the basic cost of a telephone (excluding toll charges),—

but do not include—

(i) Any fixed charges made in respect of a line or pipe used in the domestic supply to that person of telephone services, electricity, gas, or water;

(j) The costs of any tuition the applicant or his or her spouse is undertaking (including stationery, books, fees, or other course related costs);

(k) Any payments required to be made by the applicant or his or her spouse in respect of any debt, fine, or other liability, other than the payments or repayments referred to in paragraphs (a) to (h) of this definition;

(l) Any fees charged by a private savings bank, a trustee savings bank, the Public Service Investment Society Limited, a registered bank or a building society or a credit union for an account held by the applicant or the applicant’s spouse with that bank, building society, or credit union:

“Cash assets”, in relation to any person, mean assets of that person and his or her spouse (if any) that can be readily converted into cash and include—

(a) Shares, stocks, debentures, bonus bonds, and other bonds;

(b) Bank accounts, including fixed and term deposits with any bank, friendly society, credit union, or building society;

(c) Money invested with or lent to any bank or other financial institution or other person;

(d) The net equity held in any property or land not used as the person’s home;

(e) Building society shares;

(f) Mortgage investments and other long term loans;

(g) Bills of exchange or promissory notes;

(h) The applicant’s share in any partnership;

but do not include—

(i) The motor vehicle principally used by the applicant for his or her personal use;

(j) A caravan, boat, or other vehicle—

(i) The net equity in which is less than $2,000; or

(ii) Which is used by the person or a member of his or her family for day to day accommodation;

(k) The personal effects of the person and his or her spouse (if any):

“Chargeable income”, in relation to an applicant, includes—

(a) The rate of any benefit granted under the Act disregarding any reduction in the rate payable to the applicant under any of sections 115 to 118 of the Act; and

(b) Where the applicant is receiving unsupported child’s benefit or orphan’s benefit in respect of any child, the difference between—

(i) The amount of that benefit; and

(ii) The maximum amount of family support that would be payable under the Income Tax Act 1994 in respect of a child of that age as if that child was the applicant’s dependent child; and

(c) Any war pension or allowance received under the War Pensions Act 1954; and

(d) New Zealand superannuation, veteran’s pension, or transitional retirement benefit received under the Social Welfare (Transitional Provisions) Act 1990; and

(e) Income, as defined in section 3 (1) of the Act; and

(f) The amount of any regular payments received under any welfare programme approved under section 124 (1) (d) of the Act (other than payments under the Away from Home Allowance Programme or any regular payments intended to pay or reimburse specified costs of the applicant); and

(g) The amount of any child support payments—

(i) In the case of a non-beneficiary, received by the person under the Child Support Act 1991; or

(ii) In the case of a beneficiary, paid to the person by the Child Support Agency pursuant to section 142 of that Act; and

(h) The living costs component of the amount of any student allowance or student loan received by the applicant,—

and includes the chargeable income, as so defined, of his or her spouse (if any):

“Deficiency” has the meaning in clause 3;