3086 NEW ZEALAND GAZETTE No. 126

Summary is explained in the Reserve Bank publication "Your Bank’s Disclosure Statement—What’s In It For You?", which can be obtained from the Reserve Bank, (or, at the option of the Registered Bank, ... from the Reserve Bank and the name of bank)"

(b) Corporate information—

(i) the name of the Registered Bank;

(ii) if applicable, the name of any person that is the Ultimate Parent Bank of the Registered Bank and its country of domicile;

(iii) if applicable, the name of any person that is the Ultimate Holding Company of the Registered Bank and its country of domicile;

(c) Credit rating—

(i) a statement as to whether the Registered Bank has a credit rating applicable to its long term senior unsecured obligations payable in New Zealand, in New Zealand dollars; and

(ii) if so, with respect to each such rating:

(A) the name of the person who gave the credit rating;

(B) the current rating and all qualifications to that rating;

(C) any changes made to the rating in the two years preceding the Off Quarter Balance Date and the date on which any such change occurred;

(d) Profitability—

(i) net profit or loss after tax and extraordinary items over the First Quarter Accounting Period or Third Quarter Accounting Period, including a description of the First Quarter Accounting Period or Third Quarter Accounting Period;

(ii) net profit or loss after tax and extraordinary items over the 12 months ending on the current Off Quarter Balance Date, expressed as a percentage of the average of total assets;

(e) Size—

(i) total assets;

(ii) the percentage change in total assets over the 12 months ending on the current Off Quarter Balance Date;

(f) Capital adequacy—

(i) Tier One Capital expressed as a percentage of risk weighted exposures, and the minimum percentage of this ratio permitted under the Registered Bank’s Conditions of Registration;

(ii) Capital expressed as a percentage of risk weighted exposures, and the minimum percentage of this ratio permitted under the Registered Bank’s Conditions of Registration;

(g) Asset quality—

(i) total Impaired Assets (before provisions and net of interest held in suspense);

(ii) total Impaired Assets expressed as a percentage of total assets;

(iii) total Specific Provisions;

(iv) total Specific Provisions expressed as a percentage of total Impaired Assets;

(h) Peak Credit Exposure concentrations—

For the First Quarter Accounting Period or the most recent quarter of the Third Quarter Accounting Period:

(i) the number of individual non Bank Counterparties or Groups of Closely Related Counterparties of which a Bank is not the parent; and

(ii) the number of individual Bank Counterparties or Groups of Closely Related Counterparties of which a Bank is the parent;

to which the Banking Group has a peak aggregate Credit Exposure which equals or exceeds 10% of the Banking Group’s Equity, in successive ranges of 10% of the Banking Group’s Equity.

This information shall be disclosed using the methodology set out in Schedule 4 of this Order. A Registered Bank shall state that this information excludes exposures to Connected Persons and any OECD Government;

(i) Peak Connected Person Credit Exposures—

(i) the peak aggregate end-of-day Credit Exposure to Connected Persons expressed as an amount and as a percentage of Tier One Capital;

(ii) the peak aggregate end-of-day Credit Exposure to Non-Bank Connected Persons expressed as an amount and as a percentage of Tier One Capital;

(iii) expressed as a percentage of Tier One Capital:

A. the maximum peak end-of-day aggregate Credit Exposure to Connected Persons; and

B. within the percentage required to be expressed by subparagraph (A) of this paragraph, the maximum peak end-of-day aggregate Credit Exposure to Non-Bank Connected Persons;

that is permitted under the Registered Bank’s Conditions of Registration;

for the First Quarter Accounting Period or the most recent quarter of the Third Quarter Accounting Period, using the methodology for disclosing this information set out in Schedule 5 of this Order. A Registered Bank shall state that this Credit Exposure information has been derived net of Specific Provisions and gross of set-offs;

(j) Availability of Disclosure Statements—

A statement:

(i) that copies of the Registered Bank’s most recent General Short Form Disclosure Statement and Supplemental Disclosure Statement will be provided immediately at no charge to any person requesting a copy where the request is made at the Registered Bank’s head office;

(ii) specifying the categories of places where copies of the Registered Bank’s most recent General Short Form Disclosure Statement and Supplemental Disclosure Statement will be provided at no charge to any person within 5 Working Days of a request for a copy having been made.

Part III

General Disclosures to be Contained in General Short Form Disclosure Statement

6. General Matters—(1) In respect of the Registered Bank, the General Short Form Disclosure Statement shall state:

(a) its name and Address for Service;

(b) the statute or other authority under or pursuant to which it was incorporated or established; and

(c) the date of its incorporation or establishment.

(2) Where applicable, the General Short Form Disclosure Statement shall state:

(a) the name and Address for Service of the Ultimate Parent Bank of the Registered Bank;

(b) the name and Address for Service of the Ultimate Holding Company of the Registered Bank; and

(c) a summary of any regulations, legislation or other