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New Zealand Gazette – 1995 – No. 135

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✨ Banking Capital Adequacy Framework

NEW ZEALAND GAZETTE

17 NOVEMBER

4403

Lower Tier Two Capital

Total Tier Two Capital

Total of Tier One and Tier Two Capital

Less: deductions from total capital

Capital

The General Short Form Disclosure Statement shall contain the information specified below, in such format as the Registered Bank determines, derived in accordance with the Conditions of Registration relating to capital adequacy and the Reserve Bank document entitled “Capital Adequacy Framework” (BS2) as amended from time to time, in respect of the Banking Group as at the Off Quarler Balance Date.

Risk Weighted Exposures

(1) Calculation of Balance Sheet Exposures

	Principal Amount	Risk Weight	Risk Weighted Exposure
Cash and short term claims on Government		0%
Long term claims on Government		10%
Claims on banks		20%
Claims on public sector entities		20%
Residential mortgages		50%
Other		100%
Total Assets

(2) Calculation of Off-Balance Sheet Exposures

	Principal Amount	Credit Conversion Factor	Credit Equivalent Amount	Average Counterparty Risk Weight	Risk Weighted Exposure
Direct credit substitutes		100%
Asset sales with recourse		100%
Commitments with certain drawdown		100%
Underwriting and sub-underwriting facilities		50%
Transaction related contingent items		50%
Short term, self liquidating trade related contingencies		20%
Other commitments to provide financial services which have an original maturity of 1 year or more		50%
Other commitments with an original maturity of less than 1 year or which can be unconditionally cancelled at any time		0%
Market related contracts¹		N/A
(a) Foreign exchange contracts
(b) Interest rate contracts
(c) Other
Total off-balance sheet exposures
Risk Weighted Exposures

¹Specify whether the current exposure or original exposure method was used to calculate the credit equivalent amount on these contracts.

The General Short Form Disclosure Statement shall contain the information specified below, derived in accordance with the Conditions of Registration relating to capital adequacy and the Reserve Bank document entitled “Capital Adequacy Framework” (BS2) as amended from time to time, in respect of the capital adequacy ratios of the Banking Group as at the Off Quarter Balance Date:

(a) Tier One Capital expressed as a percentage of risk weighted exposures; and

(b) Capital expressed as a percentage of risk weighted exposures.

Third Schedule

Asset Quality

The information required to be disclosed pursuant to clause 2(a) of this Schedule shall include comparative figures for the previous corresponding period.
The General Short Form Disclosure Statement shall contain, in respect of the Banking Group as at the Off Quarter Balance Date, the following information:

(a) in respect of the following Classes of assets:

(i) Non-Accrual Assets;

(ii) Restructured Assets;

(iii) Real Estate Assets Acquired Through the Enforcement of Security;

(iv) Other Assets Acquired Through the Enforcement of Security; and

(v) Past Due Assets;

the following information:

(vi) the aggregate amount which has been recognised; and

(vii) the aggregate amount which has not been recognised;

before deducting provisions for expected loss or provisions for diminution in asset value, and

(viii) the aggregate amount of Specific Provisions or provisions for diminution in asset value;

(ix) the aggregate amount of General Provisions (if any);

(b) information on movements in the balances of total Specific Provisions or provisions for diminution in asset value over the First Quarter Accounting Period or Third Quarter Accounting Period, for each of the Classes of assets set out in subparagraphs (i) to (v) of clause 2(a), separately disclosing, where Material:

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VUW Te Waharoa — NZ Gazette 1995, No 135

NZLII — NZ Gazette 1995, No 135

The General Assembly Library (on the right) was completed in 1899 and survived the 1907 fire. Now the oldest remaining original Parliament building, still used as the Parliamentary Library.

✨ LLM interpretation of page content

💰 Capital Adequacy Framework for Banking Group (continued from previous page)

Domain💰 Finance & Revenue
KeywordsCapital Adequacy, Banking Group, Financial Reporting, Risk Weighted Exposures, Asset Quality

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