10 JULY

National savings
depositors' accounts
$543 $95
1975 $662 $95
1974 $57 $06
Add interest suspense account ..
$2,34 $2,929

Total liability to national savings depositors ...
$111,557 $136,577
Other liabilities—
Interest accrued on investment accounts
$258,662 $241,861
Sundry creditors
$25,231 $16,331
Remittances in transit ..
$2,616 $1,782
Total other liabilities ..
$286,509 $259,974
Provision for donations ..
$50,000 $50,000
Provision for taxation
$258,410 $264,037
Reserve fund ..
$2,084,022 $1,911,055
$40,828,066 $38,517,695
Contingent liability—
Subsidy on home loan accounts

Current assets-
Cash on hand and at bank. .
$500,077 $308,528
Fixed deposits .. $2,810,000 $2,130,000
Interest accrued on investments
$358,366 $330,180
Sundry debtors .. $387 $6,905
Remittances in transit
$5,681 $17,393
Total current assets ..
$3,674,511 $2,793,006
Investments (at par value)-
New Zealand Government stock
$18,373,580 $18,673,580
Local authority securities
$125,563 $132,643
Mortgages .. $17,730,910 $16,064,908
Personal loans less unearned interest
$128,124 $36,231

Total ordinary investment
$36,358,177 $34,907,362
National savings securities-
New Zealand Government stock
$105,000 $130,000
Cash on hand and at bank ..
$6,557 $6,577
Total national savings securities ..
$111,557 $136,577
Fixed assets (at cost)—
Land and buildings
$674,079 $659,277
Vehicles, office equipment, furniture, etc.
$319,214 $301,139
$993,293 $960,416
Less depreciation to date ..
$309,472 $279,666
Total fixed assets
$683,821 $680,750
$40,828,066 $38,517,695
New Zealand Government stock cost price
$18,309,829.51
R. M. BARCLAY, President.
D. H. BLANCHETT, General Manager.

AUDITORS' CERTIFICATE

We have examined the balance sheet of Taranaki Savings Bank as of 31 March, 1975, and the related profit and loss account for the year then ended. Our examination was made in accordance with generally accepted auditing standards and accordingly included such tests of the accounting records and such other auditing procedures as we considered necessary in the circumstances.

In our opinion, the accompanying balance sheet and profit and loss account present fairly the financial position of Taranaki Savings Bank at 31 March, 1975, and the results of its operations for the year then ended, in conformity with generally accepted accounting principles applied on a basis consistent with that of the preceding year.

WYNYARD, GLASGOW, FOX AND CO., Chartered Accounts.

New Plymouth, 19 May 1975.

1314

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