SCHEDULE
THOSE pieces of land being areas of 348 square metres and
366 square metres, being parts of Lots 111 and 112, D.P.
350, respectively and situated adjacent to Great South Road,
Huntly South, and shown on S.O. Plan 48093.
Dated at Huntly this 20th day of June 1975.
C. V. RYAN, Town Clerk.
1582
CANTERBURY SAVINGS BANK
PROFIT AND LOSS ACCOUNT FOR YEAR ENDED 31 MARCH 1975
Interest to depositors—
On open accounts . . . . . $ 1,833,393
Closed accounts and matured investment accounts 491,341
Accrued on investment accounts . . . . . 569,206
Home lay-by accounts . . . . . . . . . 473
Suspensory free deposits . . . . . . . . .
2,894,413
Administration expenses . . . . . . . . . 2,400,860
Trustees’ honoraria . . . . . . . . . 4,791
Depreciation . . . . . . . . . . . . 99,096
Provision for taxation . . . . . . . . . 326,844
Net profit . . . . . . . . . . . . 445,574
$6,171,578
Provision for donations . . . . . . . . . 40,000
Transfer to reserve . . . . . . . . . 405,574
$445,574
Interest on investments—
New Zealand Government stock . . . . . . $ 2,558,921
Local authorities stock . . . . . . . . . 293,226
Mortgages . . . . . . . . . . . . 2,882,106
Other sources . . . . . . . . . . . . 258,311
Income from other sources . . . . . . . . . 179,014
$6,171,578
APPROPRIATION ACCOUNT
Net Profit . . . . . . . . . . . . 445,574
$445,574
BALANCE SHEET AS AT 31 MARCH 1975
Depositors’ Accounts—
Current accounts . . . . . . . . . . $ 469,408
Ordinary accounts . . . . . . . . . . 74,823,597
Investment accounts . . . . . . . . . . 20,130,516
Total liability to depositors . . . . . . . . . . 95,423,521
Other liabilities—
Interest accrued on investment accounts . . . . . 569,207
Mortgages . . . . . . . . . . . . 28,500
Owing to other trustee banks . . . . . . . . . . 22,079
Remittances in transit . . . . . . . . . . 727,886
Staff provident fund . . . . . . . . . . 488,599
Sundry creditors . . . . . . . . . . . . 308,038
Total other liabilities . . . . . . . . . . 2,144,309
Provision for donations . . . . . . . . . . 40,000
Provision for taxation . . . . . . . . . . 400,185
Premiums due on redemption of Government stock . . . . . . . . . . 114,172
Reserve fund . . . . . . . . . . . . 1,863,959
$99,986,146
Current assets—
Cash on hand and at bank . . . . . . . . . . $ 2,925,162
Fixed deposits . . . . . . . . . . . . 1,500,000
Interest accrued on investments . . . . . . . . . . 1,130,992
Owing by other trustee savings banks . . . . . . . . . . 85,010
Prepayments . . . . . . . . . . . . 6,905
Remittances in transit . . . . . . . . . . 412,481
Sundry debtors . . . . . . . . . . . . 21,437
Total current assets . . . . . . . . . . 6,081,987
Investments—
New Zealand Government stock . . . . . . . . . . 46,273,000
Local authority securities . . . . . . . . . . 5,265,889
Mortgages . . . . . . . . . . . . 39,777,000
Personal loans . . . . . . . . . . . . 277,581
Total ordinary investments . . . . . . . . . . 91,593,470
Fixed assets—
Land and buildings . . . . . . . . . . 1,853,748
Vehicles, equipment, furniture, etc. . . . . . . . . . 925,654
Total fixed assets . . . . . . . . . . . . . . . . . . . . 2,310,689
Depreciation to
Date Book
Price $ Value $
45,911 1,807,837
422,802 502,852
$99,986,146
H. G. HAY, President.
FRANK DICKSON, General Manager.
We, the undersigned being the auditors of the Canterbury
Savings Bank, appointed in terms of section 29 (3) of the Trustee
Savings Banks Act 1948, report that we have examined the accompanying balance sheet and profit and loss account and have obtained all the information and explanations we have required. We are of the opinion that proper books of account have been kept by the bank, that the balance sheet and accounts comply with the Trustee Savings Banks Act 1948, and that they give a true and fair view of the state of affairs of the bank as at 31 March 1975 and of its results for the year ended on that date.
GILFILLAN, GENTLES, PICKLES, PERKINS & CO.
1199
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