28 JUNE

BALANCE SHEET AS AT 31 MARCH—continued

Other liabilities—
Interest accrued on investment accounts . . . .
$511,140
Mortgages
68,500
Owing to other banks
10,945
Remittances in transit
326,076
Staff provident fund
327,476
Sundry creditors
164,430
$ $

Provision for donations
...
30,000
Provision for taxation
...
339,642
Premiums due on redemption of
Government stock
...
146,532
Reserve fund
.
908,925
$70,190,241

Current assets—
Cash on hand and at bank
2,960,724
Fixed deposits
1,700,000
Interest accrued on investments
698,177
Owing by other trustee banks
57,209
Prepayments
5,910
Remittances in transit
119,884
Sundry debtors
12,705
Total current assets
5,554,609
Investments—
New Zealand Government stock
35,382,000
Local authority securities
3,886,667
Mortgages
24,356,030
Total ordinary investments
63,624,697
Fixed assets—
Land and buildings
771,573
Vehicles, equipment,
furniture, etc.
558,311
Depreciation
Cost to Date Book
Price Value
$31,009 $740,564
$287,940 $270,371
Total fixed assets
...
...
1,010,935
$70,190,241

Note to accounts—New Zealand
Government stock—
Cost value
35,235,468
Premiums due on redemption
146,532
$35,382,000

P. E. McDONALD, President.
FRANK DICKSON, General Manager.

AUDITORS' REPORT

We have examined the accompanying balance sheet and profit
and loss account and have obtained all the information and
explanations we have required. We are of the opinion that proper
books of account have been kept by the bank, that the balance
sheet and accounts comply with the Trustee Savings Banks Act
1948, and that they give a true and fair view of the state of affairs
of the bank as at 31 March 1973 and of its results for the year ended
on that date.

GILFILLAN, GENTLES, PICKLES, PERKINS, AND CO.,
Chartered Accountants.

963

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