Capital Commitments
Mortgages approved but not advanced as at 31 March
1971
Uncalled capital on shares in computer company
NOTE 1-Government Stock Securities, 31 March 1971:
Nominal value
Cost price
Plus amount amortised to date
Book value, 31 March 1971..
D. D. DAVIS, President.
P. D. MUNN, General Manager.
AUDITOR'S REPORT
I, the undersigned, being the auditor of the Bay of Plenty Savings
Bank, appointed in terms of section 29 (3) of the Trustee Savings
Bank Act 1948, report:

1. I have examined the books, accounts, and vouchers of the
   bank and have received all the information and explanation
   required.
2. I have verified the cash, investments, securities, and assets
   of the bank as at 31 March 1971.
3. The general manager has certified that, to the best of his
   knowledge and belief, all requirements of the Trustee Savings
   Bank Act 1948 and regulations thereunder, have been complied
   with.
   In my opinion, the above balance sheet and profit and loss ac-
   count are properly drawn up so as to give respectively a true and
   fair view of the state of the bank's affairs as at 31 March 1971,
   and of the results of its business for the year ended on that date.
   J. L. GREGORY, F.C.A.N.Z.
   1707
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