16 DECEMBER

BANK OF NEW SOUTH WALES SAVINGS BANK (N.Z.)
LTD.

PROFIT AND LOSS ACCOUNT FOR YEAR ENDED 30 SEPTEMBER 1965

Interest to depositors
Management and operating expenses (including preliminary expenses, £1,532)
Directors' fees
Net profit before taxation
Provision for taxation
Net profit to Profit and Loss Appropriation Account

Income from investments—
New Zealand Government stock and Local Authority securities
Mortgages and other loans
Other income
Net profit before taxation

BALANCE SHEET AS AT 30 SEPTEMBER 1965
Liabilities
Shareholders’ funds:
Authorised capital—
1,000,000 ordinary shares of £1 each
Issued and paid up capital—
1,000,000 ordinary shares of £1 each paid up to 4s.
Profit and Loss Appropriation Account
Current liabilities and provisions:
Depositors’ balances—
Ordinary accounts
Thrift accounts
Home lay-by accounts
Investment accounts
Provision for taxation
Other liabilities including interest accrued on depositors’ balances
Contingent Liability:
Subsidy—Home lay-by accounts

Assets
Deposits at Bank of New South Wales
Investments:
Public securities
New Zealand Government stock—3½ per cent special
Other
Local authority securities
Mortgages and other loans
Interest accrued on investments

We have obtained all the information and explanations that we have required. In our opinion proper books of account have been kept by the company so far as appears from our examination of those books. In our opinion, according to the best of our information and the explanations given to us and as shown by the said books, the balance sheet and the profit and loss account, together with the notes thereon, are properly drawn up so as to give respectively a true and fair view of the state of the company’s affairs as at 30 September 1965 and the results of its business for the year then ended.
According to such information and explanations, the accounts, the balance sheet, and the profit and loss account give the information required by the Companies Act 1955 in the manner so required.
WILBERFOSS, HARDEN, DANIEL AND CO., Public Accountants.
Wellington, New Zealand, 21 October 1965.

NEW ZEALAND GOVERNMENT PUBLICATIONS
GOVERNMENT BOOKSHOPS
A selective range of Government publications is available from the following Government Bookshops:
Wellington: 20 Molesworth Street
Private Bag
Auckland: State Advances Bldg., Rutland Street
P.O. Box 5344
Christchurch: 130 Oxford Terrace
P.O. Box 1721
Dunedin: Corner of Water and Bond Streets
P.O. Box 1104
Wholesale
Retail
Mail Order
Postage: All publications are post or freight free by second-class surface mail or surface freight.
Postage or freight is extra when publications are forwarded by first-class surface mail, by air mail, or by air freight.
Call, write, or phone your nearest Government Bookshop for your requirements.

THE NEW ZEALAND GAZETTE
Subscriptions—The subscription is at the rate of £7 per calendar year, including postage, payable in advance.
Single copies available as issued.
The price of each Gazette varies and is printed thereon.
The New Zealand Gazette is published on Thursday evening of each week, and notices for insertion must be received by the Government Printer before 12 o'clock of the day preceding publication.
Advertisements are charged at the rate of 1s. per line.
The number of insertions required must be written across the face of the advertisement.
All advertisements should be written on one side of the paper, and signatures, etc., should be written in a legible hand.

STATUTORY REGULATIONS
Under the Regulations Act 1936, statutory regulations of general legislative force are no longer published in the New Zealand Gazette, but are supplied under any one or more of the following arrangements:
(1) All regulations serially as issued (punched for filing) subscription £3 per calendar year in advance.
(2) Annual volume (including index) bound in buckram, 50s. per volume. (Volumes for years 1936–37 and 1939–42 are out of print.)
(3) Separate regulations as issued.
The price of each regulation is printed thereon.

GENERAL PUBLICATIONS
FREIGHT HANDLING
Compiled by the New Zealand Transport Department
This book describes the various methods of handling freight in bulk, including the use of pallets, containers, and cargons. Over 110 halftone illustrations.
144 pages, illustrated.
Price 20s.

INDUSTRIAL CONCILIATION AND ARBITRATION IN NEW ZEALAND
By N. S. Woods
Royal 8vo, cloth bound, blocked on spine in gold, coloured jacket, 208 pages, 13 pages of illustrations.
Price 21s., post free.

CARPENTRY IN NEW ZEALAND
A new easy-to-follow book written with the guidance of the New Zealand building industry by men well versed in the building practice of this country. It contains sections on tools, plans, timber construction, concreting, etc.
An excellent gift for the do-it-yourself handyman.
242 pages, 406 illustrations, strongly bound.
Price 35s.

On behalf of the Board:
J. CADWALLADER, Director.
D. A. RICHARDSON, Secretary.