JUNE 28.] THE NEW ZEALAND GAZETTE. 1817

Liabilities. £ s. d. | depositors’ ledger balances, and compared the cash account
Amount at credit of depositors, 31st March, .. 2,915,638 5 9 | with the bank pass-book.
1922 ..
Deposits received during twelve months .. 3,273,954 5 4 | WILLIAM BROWN AND CO.,} Auditors.
ended 31st March, 1923 ..
Interest credited to depositors .. 134,260 5 1 | THOS. MOODIE,
————————
£6,323,852 16 2

Deduct repayments to depositors for the £2,814,414 13 3
twelve months ended 21st March, 1923

Amount at credit of depositors, 31st March, .. 3,509,438 2 11
1923 ..
Reserve and Investment Fluctuation Ac- .. 275,000 0 0
count
Balance Profit and Loss Account .. 3,627 7 0
————————
£3,788,065 9 11

J. MUIR BARR, Manager.
OLEM. BARTLEY, Assistant Manager.
T. N. SMALLWOOD, Accountant.

We hereby certify that to the best of our belief the above
is a true and correct statement of the assets and liabilities
of the Auckland Savings-bank on the 31st March, 1923.

OLIVER NICHOLSON, Vice-President.
J. H. UPTON,
A. CLEMENTS,
E. A. BROWN,
R. E. ISAACS,
HENRY BRETT,
JOHN JENKIN,
ALFRED S. BANKART,
ALEX. HARRIS,

We hereby certify that we have examined the books and
vouchers relating to the above, and that the balance sheet
is properly drawn up so as to exhibit a true and correct view
of the state of affairs of the Auckland Savings-bank as shown
by the books of the bank; also that all our requirements as
auditors have been fulfilled. We have accepted a certificate
from the Manager that all the provisions of the Savings-bank
Act, 1908, and amendments, have been complied with.

W. WALLACE BRUCE, F.I.A. (N.Z.),} Auditors.
H. C. TEWSLEY, F.P.A. (N.Z.),

Dunedin Savings-bank Balance-sheet.

RECEIPTS and Payments of the Dunedin Savings-bank
for the year ending 31st March, 1923:—

RECEIPTS. £ s. d.
Balance from last year .. 8,985 2 9
Lodged by depositors .. 393,389 7 4
Interest on loans.. .. 32,532 2 10
Loans repaid .. 4,167 15 9
Insurance premiums .. 296 14 7
Rents .. .. 150 0 0
Bank interest .. 1,138 13 6
Debenture interest .. 7,092 9 2
Valuation fees .. .. 7 7 0
Fines .. .. 2 5 0
————————
£447,761 17 11

PAYMENTS. £ s. d.
Withdrawn by depositors .. 350,315 15 4
Charges .. .. 2,101 9 5
Loans granted .. 28,344 11 5
Debentures .. 42,105 0 0
Insurance premiums .. 298 17 11
Trustees’ fees .. .. 105 0 0
Valuation fees .. .. 7 7 0
Debenture interest .. 167 0 3
Fixed deposit .. 2,000 0 0
Bank interest .. .. 7 9 9
Balance .. .. 22,309 6 10
————————
£447,761 17 11

G. L. DENNISTON, Vice-President.
JAS. QUAILE, Manager.

We hereby certify that we have examined the above state-
ment of receipts and payments of the Dunedin Savings-bank,
have compared the same with the books of the bank, and to
the best of our knowledge and belief it contains a true and
correct account of all transactions of the bank. We have
also seen securities for the investments, have taken out the

Assets AND LIABILITIES.

Assets. £ s. d. £ s. d.
Loans on mortgage .. 582,690 14 9
Accrued interest .. 13,302 0 0 595,992 14 9
Insurance premiums owing .. 41 3 2
Land and building .. 5,000 0 0
Debentures—
New Zealand Government 15,850 0 0
New Zealand War Bonds 35,000 0 0
Local bodies .. 118,474 12 1
Accrued interest 2,318 19 2 171,643 11 3
Fixed deposits .. .. 16,500 0 0
Accrued interest .. 326 14 10 16,826 14 10
Cash in bank .. .. 23,394 3 2
Less outstanding cheques 1,084 16 4 22,309 6 10
————————
£811,813 10 10

Liabilities. £ s. d.
Amount at credit of 7,245 de-
positors—Head Office .. 728,382 10 1
Amount at credit of 423 de-
positors—Branch Office .. 37,250 10 5 765,633 0 6
Property Suspense Account .. 2,480 8 10
Debenture Premium Account .. 324 16 2
Profit and Loss Account .. .. 43,375 5 4
————————
£811,813 10 10

G. L. DENNISTON, Vice-President.
JAS. QUAILE, Manager.

We have seen the securities of the above assets, and com-
pared the depositors’ ledger balances. The debentures have
been taken in at face value or cost price as shown by the
books.

WILLIAM BROWN AND CO.,} Auditors.
THOS. MOODIE,

Dunedin, 24th April, 1923.

Hokitika Savings-bank Balance-sheet.

RECEIPTS and Payments of the Hokitika Savings-bank
for the year ending 31st March, 1923:—

RECEIPTS. £ s. d.
Cash in banks on 31st March, 1922—
On fixed deposit .. 21,105 0 0
On current account .. 2,096 12 11
Amount lodged by depositors .. 34,390 17 11
Interest credited during period .. 100 8 0
Interest credited 31st March, 1923 .. 3,346 10 0
Interest from banks on fixed deposit .. 815 4 2
Interest on mortgages .. 3,541 19 0
Interest from War Loans .. .. 1,107 15 0
Interest credited county debentures .. 222 11 8
Mortgages repaid .. 7,721 9 4
County debentures repaid .. 407 0 0
————————
£74,855 8 0

PAYMENTS. £ s. d.
Repaid depositors .. 38,871 3 5
Interest credited depositors .. 3,446 18 0
Charges .. .. 518 8 9
Invested on mortgage for year .. 12,192 18 2
Invested in county debentures .. 3,200 0 0
Cash in Bank of New South Wales—
On open account .. 1,714 2 11
On fixed deposit .. 5,400 0 0
Cash in Bank of New Zealand—
On open account .. 115 5 5
On fixed deposit .. 4,930 0 0
Cash in National Bank of N.Z. (Limited)—
On open account .. 41 11 4
On fixed deposit .. 4,425 0 0
————————
£74,855 8 0