Liabilities.

By Depositors' credit balances .

Balance, Profit and Loss Account

£ s. d.

.. 42,473 8 7
.. 5,053 17 11
£47,527 6 6

PAUL C. MORTON, Manager.
H. WESTON, Vice-President.
W. L. NEWMAN, Deputy Vice-President.
A. SHUTTLEWORTH,
JAMES McLEOD,
NEWTON KING,
R. COOK,
G. W. BROWNE,

Trustees.

I certify that I have examined the books and vouchers of
the New Plymouth Savings-bank for the year ended 31st
March, 1919, also deeds of mortgage, deposits, and investment
securities, also insurance policies; and certify that the
above balance-sheet is properly drawn up and exhibits a true
and correct view of the state of the bank's affairs as shown
by the books of the trustees. All my requirements as Auditor
have been complied with.

C. T. MILLS, F.P.A. (N.Z.).

Hokitika Savings-bank Balance-sheet.

RECEIPTS and Payments of the Hokitika Savings-bank
for the year ending 31st March, 1919 :

RECEIPTS.

Cash in banks on 31st March, 1918-
On fixed deposit
On current account
Amount lodged by depositors
Interest credited during period
Interest credited 31st March, 1919
Interest on mortgages
Interest from banks on fixed deposit
Interest from bonds
Mortgages repaid

£ s. d.

.. 23,350 0 0
.. 1,583 18 11
.. 40,521 16 5
.. 134 17 2
.. 2,688 4 9
.. 2,866 10 6
.. 915 3 3
.. 840 5 9
.. 5,438 13 7
£78,339 10 4

PAYMENTS.

Repaid depositors
Interest credited depositors
Charges
Invested on mortgage for year
Cash in Bank of New South Wales-
On open account
On fixed deposit
Cash in Bank of New Zealand-
On open account
On fixed deposit
Cash in National Bank of N.Z. (Limited)-
On open account
On fixed deposit

£ s. d.

.. 38,695 13 2
.. 2,823 1 11
.. 414 7 2
.. 8,224 3 7
.. 1,185 4 1
.. 9,070 0 0
.. 7 13 2
.. 8,880 0 0
.. 14 7 3
.. 9,025 0 0
£78,339 10 4

ASSETS AND LIABILITIES
Assets.

Amount invested on mortgage
Bank premises and office furniture
Government debentures and bonds..
Cash in Bank of New South Wales-
On open account
On fixed deposit
Cash in Bank of New Zealand-
On open account
On fixed deposit
Cash in National Bank of N.Z. (Limited)-
On open account
On fixed deposit

£ s. d.

.. 43,927 16 0
.. 205 0 0
.. 19,000 0 0
.. 1,185 4 1
.. 9,070 0 0
.. 7 13 2
.. 8,880 0 0
.. 14 17 3
.. 9,025 0 0
£91,315 0 6

Balance, excess of assets over liabilities .. £13,263 10 4

Liabilities.

Amount due depositors (1,155 in number) .. 78,051 10 2
Balance
.. 13,263 10 4
£91,315 0 6

WM. WILSON, Manager.
Audited and found correct.
J. H. WILSON, Auditor.

We certify that we have examined the foregoing statements of receipts and payments, and of the assets and liabilities, of the Hokitika Savings-bank, and that to the best of our belief the said statements are true and correct, the cash balance (deposited in the various banks as above) being £28,182 4s. 6d.

H. L. MICHEL, Vice-President.
GEORGE PERRY,
F. D. LYNCH,
D. J. EVANS,
W. E. WILLIAMS,
C. EVANS,
J. S. LANG,
J. MANDL,

Trustees.

Dunedin Savings-bank Balance-sheet.

RECEIPTS and Payments of the Dunedin Savings-bank for the year ending 31st March, 1919 :-

RECEIPTS.

Balance from last year
Lodged by depositors
Interest on loans
Loans repaid
Insurance premiums
Rents
Bank interest
Debenture interest
Valuation fees
Charges
Fines

£ s. d.

.. 15,266 17 8
.. 203,937 1 1
.. 12,750 1 4
.. 8,615 6 6
.. 282 12 7
.. 138 6 8
.. 1,238 3 3
.. 1,640 1 7
.. 10 18 4
.. 23 15 0
.. 1 0 0
£243,899 4 0

PAYMENTS.

Withdrawn by depositors
Charges
Loans granted
Debentures
Insurance premiums
Trustees' fees
Building account
Valuation fees
Debenture interest
Red Cross Society
Balance

£ s. d.

.. 121,105 17 11
.. 1,283 17 6
.. 64,270 13 10
.. 39,019 0 0
.. 206 11 1
.. 103 0 0
.. 886 17 1
.. 10 18 4
.. 315 12 11
.. 500 0 0
.. 16,196 15 4
£243,899 4 0

G. L. DENNISTON, Vice-President.
FRED. SMITH, Manager.

We hereby certify that we have examined the above statement of receipts and payments of the Dunedin Savings-bank, have compared the same with the books of the bank, and to the best of our knowledge and belief it contains a true and correct account of all transactions of the bank. We have also seen securities for the investments, have taken out the depositors' ledger balances, and compared the cash account with the bank pass-book.

WILLIAM BROWN AND CO., R. C. MOODIE,

Auditors.

ASSETS AND LIABILITIES.

Assets.

Fixed deposits
Accrued interest
Cash in bank
Less cheques outstanding
Debentures
Accrued interest
Loans on mortgage
Accrued interest
Insurance premiums owing
Rents accrued
Land and building

£ s. d. £ s. d.

.. 15,500 0 0
.. 313 3 5
15,813 3 5
.. 16,362 2 5
.. 166 7 1
16,196 15 4
.. 62,619 0 0
.. 791 19 0
68,410 19 0
.. 271,005 0 4
.. 3,809 13 0
274,814 13 4
.. 6 5 0
.. 38 15 0
.. 5,550 0 0
£375,830 11 1