1422
THE NEW ZEALAND GAZETTE.
No. 38

We hereby certify that to the best of our belief the above
is a true and correct statement of the assets and liabilities
of the Auckland Savings-bank on the 31st December, 1911.

JAS. J. HOLLAND, Vice-President.
J. H. UPTON,
WM. H. SMITH,
JOHN JENKIN,
JOHN REID,
J. EDSON,
C. B. STONE.
}
Trustees.

Dunedin Savings-bank Balance-sheet for 1911.

STATEMENT of the Receipts and Payments of the
Dunedin Savings-bank for the Twelve Months ending
the 31st December, 1911:—

RECEIPTS.
£ s. d.
Balance from 1910 .. .. .. 956 19 3
Lodged by depositors .. .. 48,187 7 10
Interest on loans.. .. .. 4,415 9 9
Insurance premiums repaid .. 69 6 3
Loans repaid .. .. .. 10,441 4 6
Debenture interest .. .. 1,054 0 0
" Account .. .. .. 25,419 15 3
Bank interest .. .. .. 415 0 0
Rents .. .. .. .. 123 6 8
Fines .. .. .. .. 0 5 0
Valuation fees .. .. .. 8 18 6
£91,091 13 0

PAYMENTS.
£ s. d.
Withdrawn by depositors .. 48,347 18 9
Charges .. .. .. .. 979 15 4
Insurance premiums .. .. 75 7 5
Loans granted .. .. .. 38,057 5 0
Trustees' fees .. .. .. 85 0 0
Valuation fees .. .. .. 8 18 6
Building Account .. .. 93 11 6
Bank interest .. .. .. 0 17 0
Fixed deposits .. .. .. 2,000 0 0
Balance.. .. .. .. 1,442 19 6
£91,091 13 0

G. L. DENNISTON,
Vice-President.
FRED. SMITH,
Manager.

We hereby certify that we have examined the above state-
ment of receipts and payments of the Dunedin Savings-bank,
have compared the same with the books of the bank, and to
the best of our knowledge and belief it contains a true and
correct account of all transactions of the bank. We have
also seen security for the investments, taken out the de-
positors’ ledger balances, and compared the cash account
with the bank pass-book.

WILLIAM BROWN AND CO.,
R. C. MOODIE,
}
Auditors.

Dunedin, 19th January, 1912.

STATEMENT of ASSETS and LIABILITIES, 31st December, 1911.

ASSETS.
£ s. d. £ s. d.
Cash in bank .. .. .. 1,492 6 5
Less cheques outstanding 49 6 11 1,442 19 6
Fixed deposits .. .. 13,000 0 0
Accrued interest .. .. 182 7 11 13,182 7 11
Debentures .. .. .. 8,600 0 0
Accrued interest .. .. 172 0 0 8,772 0 0
Loans on mortgage .. 102,976 7 0
Accrued interest .. .. 1,400 5 10 104,376 12 10
Insurance premiums owing .. .. 11 14 2
Rents accrued .. .. .. 24 3 4
Land and building .. .. 3,692 4 10
£131,502 2 7

LIABILITIES.
£ s. d.
Due to 2,493 depositors .. .. 113,746 9 2
Debenture Premium Account .. 779 15 3
Property Suspense Account .. 1,173 14 0
Assets in excess of liabilities .. 15,802 4 2
£131,502 2 7

G. L. DENNISTON,
Vice-President.
FRED. SMITH,
Manager.

We have seen the securities of the above assets, and com-
pared the depositors’ ledger balances.

WILLIAM BROWN AND CO.,
R. C. MOODIE,
}
Auditors.

Dunedin, 19th January, 1912.

PROFIT and LOSS ACCOUNT, 31st December, 1911.

31st December, 1911—
To Interest credited to depositors .. 3,572 10 5
Interest on overdraft .. .. 0 17 0
Charges, including rent of office, mana-
ger’s salary, and trustees’ fees .. 1,164 15 4
Land and building written off .. 100 0 0
Balance .. .. .. 15,802 4 2
£20,640 6 11

31st December, 1910—
By Balance .. .. .. £ s. d. 13,530 6 1
31st December, 1911—
By Interest on loans .. .. 4,804 3 9
" deposits .. .. 415 11 4
" debentures .. 620 13 4
Interest cancelled .. .. 39 7 5 5,879 15 10
Rents .. .. .. .. 230 0 0
Fines .. .. .. .. 0 5 0
Debenture premium .. .. 1,000 0 0
£20,640 6 11
By Balance .. .. .. .. £15,802 4 2

G. L. DENNISTON,
Vice-President.
FRED. SMITH,
Manager.

Audited and found correct.

WILLIAM BROWN AND CO.,
R. C. MOODIE,
}
Auditors.

Dunedin, 19th January, 1912.

Hokitika Savings-bank Balance-sheet for 1911.

RECEIPTS and Payments of the Hokitika Savings-bank
for the Year ending the 31st December, 1911.

RECEIPTS.
£ s. d.
Cash in banks on 31st December, 1910—
On fixed deposit .. .. .. 16,370 0 0
On open account .. .. .. 3,193 16 4
Amount lodged by depositors .. 23,483 11 11
Interest credited during year .. 11 14 11
Interest credited on 31st December, 1911 .. 1,853 13 6
Interest on mortgages .. .. 2,121 13 11
Interest from banks on fixed deposits .. 668 4 2
Interest from New Zealand Government de-
bentures .. .. .. .. 120 0 0
Interest from Hokitika Borough debentures 1 19 0
Mortgages repaid .. .. .. 7,775 18 9
Hokitika Borough debenture repaid .. 78 .0 0
£55,678 13 6

PAYMENTS.
£ s. d.
Repaid depositors .. .. .. 19,567 10 6
Interest credited depositors .. 1,865 8 5
Charges .. .. .. .. 329 5 7
Donation Hokitika Museum (1st instalment) 75 0 0
Invested on mortgage .. .. 11,353 18 9
Cash in Bank of New South Wales on open
account .. .. .. .. 1,097 9 3
Cash in Bank of New South Wales on fixed
deposit .. .. .. .. 6,880 0 0