656
THE NEW ZEALAND GAZETTE.
No. 16

LIABILITIES.
£ s. d.
By Depositors .. .. .. .. 24,387 17 9
Balance, Profit and Loss Account .. 2,467 19 8
£26,855 17 5

H. WESTON, Vice-President.
A. SHUTTLEWORTH,
R. COOK,
W. L. NEWMAN, } Trustees.
PAUL C. MORTON, Manager.

I certify that I have examined the books and vouchers of the New Plymouth Savings-bank for the year ended 31st December, 1909, also deeds of mortgage and insurance policies; and I further certify that the above balance-sheet is properly drawn up so as to exhibit a true and correct view of the state of the bank’s affairs as shown by the books of the bank. All my requirements as Auditor have been complied with.
C. T. MILLS, Public Accountant and Auditor.
New Plymouth, 1st February, 1910.

Dunedin Savings-bank Balance-sheet for 1909.

STATEMENT of the Receipts and Payments of the Dunedin Savings-bank for the Twelve Months ending the 31st December, 1909:—

RECEIPTS.
£ s. d.
Balance from 1908 .. .. .. 534 9 8
Lodged by depositors .. .. .. 44,333 17 2
Loans repaid .. .. .. 5,861 7 4
Interest on loans.. .. .. .. 3,514 12 0
" bank deposits.. .. .. .. 467 10 0
" debentures .. .. .. 1,484 0 0
Rents .. .. .. .. 97 13 4
Fines .. .. .. .. 0 12 6
Insurance premiums repaid .. .. .. 66 2 10
Valuation fees .. .. .. .. 5 15 6
£56,366 0 4

PAYMENTS.
£ s. d.
Withdrawn by depositors.. .. .. 46,673 19 7
Charges.. .. .. .. 971 14 1
Insurance premiums advanced .. .. 54 7 10
Loans granted .. .. .. 3,583 4 4
Trustees’ fees .. .. .. 91 0 0
Valuation fees .. .. .. 5 15 6
Fixed deposits .. .. .. 3,500 0 0
Bank interest .. .. .. 3 7 3
Building Account .. .. .. 921 12 0
Grant to Dunedin Art Gallery .. .. 500 0 0
Balance.. .. .. .. 60 19 9
£56,366 0 4

G. L. DENNISTON,
Vice-President.
FRED. SMITH,
Manager.

We hereby certify that we have examined the above statement of receipts and payments of the Dunedin Savings-bank, have compared the same with the books of the bank, and to the best of our knowledge and belief it contains a true and correct account of all transactions of the bank. We have also seen security for the investments, taken out the depositors’ ledger balances, and compared the cash accounts with the bank pass-book.
WILLIAM BROWN AND CO.,
R. C. MOODIE, } Auditors.

STATEMENT OF ASSETS AND LIABILITIES, 31st December, 1909.

ASSETS.
£ s. d. £ s. d.
Cash in bank .. .. 308 0 11
Less cheques outstanding 247 1 2
60 19 9
Fixed deposits .. .. .. 15,500 0 0
Accrued interest .. .. .. 252 13 11
Debentures .. .. .. 33,240 0 0
Accrued interest .. .. .. 618 13 4
Loans on mortgage .. .. .. 67,829 0 0
Accrued interest .. .. .. 996 8 0
Rents accrued .. .. .. 17 9 2
Land and building .. .. .. 3,798 13 4
Insurance premiums owing .. .. .. 5 7 6
£122,319 5 0

LIABILITIES.
£ s. d.
Due to 2,449 depositors .. .. 107,731 14 6
Property Suspense Account .. .. 1,173 14 0
Assets in excess of liabilities .. .. 13,413 16 6
£122,319 5 0

G. L. DENNISTON,
Vice-President.
FRED. SMITH,
Manager.

We have seen the securities of the above assets, and have compared the depositors’ ledger balances.
WILLIAM BROWN AND CO.,
R. C. MOODIE, } Auditors.

PROFIT AND LOSS ACCOUNT for Twelve Months ending 31st December, 1909.

1909.           Dr. £   s.  d.

      Dec. 31. To Interest credited to depositors .. 3,451 0 11
      Interest on overdraft, National Bank .. .. 3 7 3
      Charges (including rent of office, Manager’s salary, and Trustees’ fees) .. .. 1,162 14 1
      Land and building, amount written off .. .. 100 0 0
      Grant to Dunedin Art Gallery .. .. 500 0 0
      Balance .. .. 13,413 16 6
      £18,630 18 9

1910. Cr. £ s. d.
      Dec. 31. By Balance .. .. 12,864 11 3

1911. Dec. 31. By Interest on loans .. .. 3,566 10 3
      " bank deposits .. .. 512 12 3
      " debentures .. .. 1,484 0 0
      Rents .. .. 202 12 6
      Fines .. .. 0 12 6
      £18,630 18 9

By Balance .. .. £13,413 16 6

G. L. DENNISTON,
Vice-President.
FRED. SMITH,
Manager.

Audited and found correct.
WILLIAM BROWN AND CO.,
R. C. MOODIE, } Auditors.
Dunedin, 24th January, 1910.

Invercargill Savings-bank Balance-sheet for 1909.

RECEIPTS and Payments of the Invercargill Savings-bank for the Year ending the 31st December, 1909:—

RECEIPTS.
£ s. d.
Cash on hand, 1st January, 1909 .. .. 8,800 3 10
Amount lodged by depositors .. .. 29,717 17 10
Interest added during the year .. .. 41 18 11
Interest added, 31st December, 1909 .. 1,024 9 2
Interest received on mortgages, &c.. .. 1,600 13 8
Interest received on deposits in banks .. 242 14 7
Mortgages repaid .. .. 850 0 0
£42,277 13 0

PAYMENTS.
£ s. d.
Repaid depositors.. .. .. 31,446 12 1
Interest credited to depositors .. .. 1,066 3 1
Invested on mortgage .. .. 2,025 0 0
Cash in National Bank of New Zealand .. 937 9 0
Deposits in National Bank of New Zealand .. 5,978 14 8
Cash on hand .. .. 301 4 9
Paid sundries .. .. 21 0 8
Charges Account .. .. 463 14 9
Paid Auditors’ fees, 1908 .. .. 14 14 0
Paid Trustees attending meetings .. .. 23 0 0
£42,277 13 0

R. H. BRODRICK, Manager.

We hereby certify that we have examined the above statement of the receipts and payments of the Invercargill Savings-bank, and that to the best of our belief it contains a true