Dec. 23.] THE NEW ZEALAND GAZETTE. 3271

Table Q.—“Death and Permanent Disablement” Policy.

To insure a sum in case of accidental death, or in case of permanent partial or permanent total disablement caused by accident.

For the purposes of the foregoing tables relating to personal accident insurance the following classification of occupations shall apply: Provided that where a proposer has more than one occupation that of the greatest hazard shall govern as to classification; and provided further that this regulation shall not prevent the Commissioner from varying such classification in any case that he may consider necessary, or from declining any proposal. Proposals shall be divided into three classes, according to the various risks—that is to say, “ordinary,” “medium,” and “hazardous.”

Class I (ordinary) includes professional and mercantile men and the public generally who incur only ordinary liability to accident in respect of their occupations.

Class II (medium) includes master tradesmen engaged in the building and similar trades, and others who superintend and direct their workmen, but who take no active part in their operations.

Class III (hazardous) includes the mechanical and operative classes generally.

(b.) EMPLOYER’S POLICY.

Table S.

For all policies effected or renewed on and after the first day of January, one thousand nine hundred and nine, the rates of premium shall be computed upon the amount spent in wages, and shall be fixed by the Commissioner, having regard to the nature of the risk; provided, nevertheless, as follows: (a.) In the case of each policy the minimum premium shall not exceed 10s. (b.) Subject to the aforesaid minimum, the premium shall not exceed in respect of every £100, or fraction thereof, paid in wages, the rate shown in the subjoined table, according to the category in which, in the opinion of the Commissioner, the risk should be classified.

1. Clerical staffs .. .. .. .. £ s. d.

2. Wholesale and retail dealers—
   Light. Class A .. .. .. 0 4 6
   " B .. .. .. 0 5 6
   " C .. .. .. 0 7 0
   " D .. .. .. 0 8 0
   " E .. .. .. 0 9 0
   Medium. " A .. .. .. 0 11 0
   " B .. .. .. 0 12 6
   Heavy. " A .. .. .. 0 16 6
   " B .. .. .. 1 2 0
   " C .. .. .. 1 7 6
   " D .. .. .. 1 13 0

3. Handicrafts and factories—
   Light. Class A .. .. .. 0 4 6
   " B .. .. .. 0 5 6
   " C .. .. .. 0 7 0
   " D .. .. .. 0 8 0
   " E .. .. .. 0 9 0
   Medium. " A .. .. .. 0 11 0
   " B .. .. .. 0 12 6
   " C .. .. .. 0 13 6
   " D .. .. .. 0 14 6
   Heavy. " A .. .. .. 0 16 6
   " B .. .. .. 0 18 0
   " C .. .. .. 1 2 0
   Extra heavy. " A .. .. .. 1 7 6
   " B .. .. .. 1 13 0
   " C .. .. .. 1 18 6
   " D .. .. .. 2 4 0
   " E .. .. .. 2 15 0
   " F .. .. .. 3 6 0

4. Engineering, construction, and mining—
   Building trades .. .. .. 1 2 0
   Gold-slucing, road, tram, and railway construction (excluding bridges and tunnels).. 1 13 0
   Sewer-construction .. .. .. 1 18 6
   Dismantling .. .. .. 2 4 0

5. Engineering, construction, and mining—ctd. £ s. d.
   Gold and coal mining .. .. .. 2 9 6
   Dock, pier, and wharf construction .. .. .. 2 15 0
   Gold-dredging. Class A .. .. .. 2 15 0
   " B .. .. .. 3 17 0
   Tunnels .. .. .. 3 17 0
   Bridge-building .. .. .. 4 8 0
   Quarries. Class A .. .. .. 1 13 0
   " B .. .. .. 3 6 0

6. Timber trades—
   Sawmills and timber-merchants, including woodworking, but no timber-getting, bush-work, or breaking-down.. .. .. 1 2 0
   Sawmills and timber-merchants, including woodworking and breaking-down, but no bush-work or timber-getting .. .. .. 1 13 0
   Sawmills, including bush-work and timber-getting, but excluding contractors and their workmen .. .. .. 2 15 0
   Timber-getting only, including bush-contracting .. .. .. 4 8 0

7. Transport and marine risks—
   Land transport. Class A .. .. .. 1 2 0
   " B .. .. .. 1 13 0
   " C .. .. .. 1 16 6
   " D .. .. .. 1 18 6
   " E .. .. .. 2 4 0
   Steamboats and sailing-vessels. Class A .. .. .. 1 7 6
   " B .. .. .. 1 13 0
   " C .. .. .. 1 18 6
   " D .. .. .. 2 15 0
   " E .. .. .. 3 6 0
   " F .. .. .. 3 17 0
   " G .. .. .. 4 8 0
   " H .. .. .. 5 10 0
   " I .. .. .. 6 12 0
   " J .. .. .. 7 14 0

8. Local authorities—
   Hospitals, Education Boards .. .. .. 0 5 6
   Benevolent and charitable institutions .. .. .. 0 11 0
   Acclimatisation societies .. .. .. 0 16 6
   Municipal Corporations .. .. .. 1 7 6
   Tramways .. .. .. 1 13 0
   Drainage Boards .. .. .. 1 18 6
   Harbour Boards. Class A .. .. .. 1 7 6
   " B .. .. .. 1 18 6
   " C .. .. .. 2 9 6
   Fire brigades. Permanent hands .. .. .. 2 4 0
   Lunatic asylums .. .. .. 2 15 0

9. Farming industries—
   General, without bushfelling .. .. .. 0 11 0
   Clearing and stumping land (no explosives) .. .. .. 1 13 0
   Agricultural-machine tenders .. .. .. 1 18 6
   Scrub-cutting, billhook or slasher only, virgin country (no bushfelling) .. .. .. 2 9 6
   Clearing stumps by blasting .. .. .. 4 8 0
   Bushfelling and clearing virgin country .. .. .. 4 13 6

10. Sports and amusements. Class A .. .. .. 0 11 0
    " B .. .. .. 0 12 6
    " C .. .. .. 1 2 0
    " D .. .. .. 3 6 0
    " E .. .. .. 5 10 0

The above rates shall, if the Commissioner so determines, equally apply to the unexpired period of any policy existing on the 1st day of January, 1909, if the holder thereof desires it to be extended to cover the extra liabilities under “The Workers’ Compensation Act, 1908”; provided that in the case of each such policy it shall be in the discretion of the Commissioner as to whether such extra premium shall be charged where the amount collectible is less than 10s.

(c.) MORTGAGEE’S INSURANCE.

Table Y.

To indemnify mortgagees against the operation of section 41 of “The Workers’ Compensation Act, 1908.” The premiums shall be charged according to the amount of the mortgage, but shall not exceed the rates shown in the subjoined table:—

Up to £1,700 .. .. 1s. per cent., with a minimum of 5s.
£ s. d.
£1,800 to £2,000 .. .. 0 17 6
£2,100 to £2,500 .. .. 1 0 0
£2,600 to £3,000 .. .. 1 2 6
£3,100 to £4,000 .. .. 1 5 0
£4,100 to £5,000 .. .. 1 7 6
£5,100 to £6,000 .. .. 1 10 0
£6,100 to £8,000 .. .. 6d. per cent.
Over £8,000 .. .. 2 0 0

For the purpose of computing the premium on an amount containing a fraction of £100, the fraction may be disregarded.

ALEX. WILLIS,
Clerk of the Executive Council.