938
THE NEW ZEALAND GAZETTE.
No. 35

Interest from New Zealand Government debentures .. .. ..
£ s. d.
86 8 8
Interest from Hokitika Borough debentures
11 8 0
Mortgages repaid .. .. ..
4,845 19 8
Hokitika Borough debenture paid .. ..
100 0 0
£30,019 7 4

PAYMENTS.
£ s. d.
Repaid depositors .. .. ..
11,888 13 9
Interest credited depositors .. ..
952 9 0
Charges .. .. ..
213 16 3
Invested on mortgage .. .. ..
7,371 0 8
Cash in Bank of New Zealand on fixed deposit .. .. ..
2,250 0 0
Cash in Bank of New South Wales on fixed deposit .. .. ..
2,450 0 0
Cash in National Bank of New Zealand (Limited) on fixed deposit .. ..
2,900 0 0
Cash in Bank of New Zealand on open account .. .. ..
1,081 10 3
Cash in Bank of New South Wales on open account .. .. ..
911 17 5
£30,019 7 4

WM. DUNCAN, Manager.
Audited and found correct.
J. H. WILSON, Auditor.
26th January, 1905.

ASSETS and LIABILITIES of the Hokitika Savings-bank on the 31st December, 1904.

ASSETS.
£ s. d.
Amount invested on mortgage .. ..
20,854 17 7
Bank premises and furniture .. ..
75 0 0
New Zealand Government 4-per-cent. debentures .. .. ..
2,000 0 0
Hokitika Borough 5-per-cent. debentures ..
178 0 0
Cash in Bank of New Zealand on fixed deposit .. .. ..
2,250 0 0
Cash in Bank of New South Wales on fixed deposit .. .. ..
2,450 0 0
Cash in National Bank of New Zealand (Limited) on fixed deposit .. ..
2,900 0 0
Cash in Bank of New Zealand on open account .. .. ..
1,081 10 3
Cash in Bank of New South Wales on open account .. .. ..
911 17 5
£32,701 5 3

To Balance, excess of assets over liabilities..
£5,489 11 1

LIABILITIES.
£ s. d.
Amount due depositors (562 in number) ..
27,211 14 2
Balance .. .. ..
5,489 11 1
£32,701 5 3

WM. DUNCAN, Manager.
Audited and found correct.
J. H. WILSON, Auditor.
26th January, 1905.

We certify that we have examined the foregoing statement of receipts and payments, and of assets and liabilities, of the Hokitika Savings-bank, and that to the best of our belief these statements are true and correct, the cash balance (deposited with the several banks as above) being £9,593 7s. 8d.

JAMES HOLMES, Vice-President.
H. L. MICHEL,
M. POLLOCK,
J. D. LYNCH,
ANDREW CUMMING,
J. MANDL,
} Trustees.

Dunedin Savings-bank Balance-sheet for 1904.

STATEMENT of the Receipts and Payments of the Dunedin Savings-bank for the Twelve Months ending the 31st December, 1904:—

RECEIPTS.
£ s. d.
Balance from 1903 .. .. ..
9,806 6 5
Lodged by depositors .. .. ..
39,613 4 0
Interest on loans.. .. ..
2,222 0 5
" bank deposits .. ..
1,050 6 0
" debentures .. ..
1,144 0 0

Insurance premiums .. .. ..
£ s. d.
29 3 0
Rent .. .. ..
85 0 0
Fines .. .. ..
0 3 3
Loans repaid .. .. ..
1,936 18 10
Valuation fees .. .. ..
17 16 6
£55,904 18 5

PAYMENTS.
£ s. d.
Withdrawn by depositors .. ..
43,037 18 1
Charges .. .. ..
826 10 4
Loans granted .. .. ..
6,767 14 10
Insurance premiums .. ..
34 15 9
Valuation fees .. .. ..
17 16 6
Balance .. .. ..
5,220 2 11
£55,904 18 5

KEITH RAMSAY,
Vice-President.
FRED. SMITH,
Manager.

We hereby certify that we have examined the above statement of receipts and payments of the Dunedin Savings-bank, have compared the same with the books of the bank, and to the best of our knowledge and belief it contains a true and correct account of all transactions of the bank. We have also seen securities for the investments, and compared the depositors’ ledger balances, also cash accounts, with the bank pass-book.

WILLIAM BROWN AND CO.,
R. C. MOODIE,
} Auditors.
Dunedin, 11th January, 1905.

STATEMENT of ASSETS and LIABILITIES, 31st December, 1904.

ASSETS.
£ s. d.
£ s. d.
Cash in bank .. ..
5,455 18 8
Less outstanding cheques
235 15 9
5,220 2 11
Fixed deposits .. ..
4,500 0 0
Accrued interest thereon and current account .. ..
116 17 7
Debentures .. ..
25,240 0 0
Accrued interest thereon .. ..
505 6 8
Loans on mortgage .. ..
47,651 0 0
Accrued interest thereon .. ..
650 18 10
National Bank, Deposit Account .. ..
11,500 0 0
National Bank, Special Account .. ..
14,500 0 0
Rent Account .. ..
21 5 0
Land and building .. ..
3,279 9 4
Insurance premiums due .. ..
5 12 9
£113,190 13 1

LIABILITIES.
£ s. d.
Due to 2,316 depositors .. ..
100,856 19 3
Due to Suspense Account .. ..
3 0 0
Property Suspense Account .. ..
1,173 14 0
Assets in excess of liabilities .. ..
11,156 19 10
£113,190 13 1

KEITH RAMSAY,
Vice-President.
FRED. SMITH,
Manager.

We have seen the securities of the above assets, and have compared the depositors’ ledger balances.

WILLIAM BROWN AND CO.,
R. C. MOODIE,
} Auditors.
Dunedin, 11th January, 1905.

PROFIT AND LOSS ACCOUNT for Twelve Months ending 31st December, 1904.

1904. Dr.
      £ s. d.
      Dec. 31. To Interest credited to depositors ..
      2,844 12 9
      Charges (including £100 debited as rent of office) .. ..
      926 10 4
      Land and Building Account, amount written off ..
      100 0 0
      Balance .. ..
      11,156 19 10
      £15,028 2 11