MAY 7.] THE NEW ZEALAND GAZETTE. 1111

The expression “friendly, charitable, or provident society” means a friendly, charitable, or provident society legally registered in the manner required by the Acts in force relating to friendly, charitable, or provident societies, and includes a registered branch :

In the construction of these regulations, unless there is something in the subject-matter or context repugnant thereto, words importing the singular number only shall include the plural number, and conversely ; and words importing the masculine gender only shall include females ; the word “month” shall mean a calendar month; and the words “Post officer” shall mean the Postmaster of every Savings-Bank office, as well as any officer of the Post. Office appointed to receive deposits :

The words “Chief Post-office” shall mean the Post-office at Auckland, Blenheim, Christchurch, Dunedin, Gisborne, Greymouth, Hokitika, Invercargill; Napier, Nelson, New Plymouth, Oamaru, Thames, Timaru, Wanganui, Wellington, or Westport.

Transaction of business.

3. (1.) The following Post-offices shall be Savings-Bank offices :—
   (a.) All post-offices which are Savings-Bank offices at the date of the coming into operation of these regulations.
   (b.) All other post-offices which the Postmaster-General may hereafter appoint to be Savings-Bank offices.

(2.) The Postmaster-General may authorise and direct any of his officers to transact Savings-Bank business otherwise than at a post-office, and for the purpose of these regulations any officer so authorised shall be included in the term “Savings-Bank officer.”

(3.) The Postmaster-General may at any time direct that any Savings-Bank office shall cease to be such.

(4.) Savings-Bank business shall be transacted at a Savings-Bank office on such days and during such hours as the Postmaster-General may direct.

AMOUNT OF DEPOSITS.

Amount of deposits.

4. Deposits of one shilling, or of any number of shillings, or of pounds and shillings, will be received from any depositor at the Post-Office Savings-Bank ; but less than one shilling will not be received, either by itself or as part of a larger sum, except in the case of Savings-banks under “The Savings-Bank Act, 1858,” and legally constituted friendly, charitable, or provident societies, or of societies registered under “The Trade-union Act, 1878,” or “The Industrial Conciliation and Arbitration Act, 1900,” or any amendments thereof, or such other non-mercantile societies as the Governor in Council specifies from time to time.

BY WHOM DEPOSITS MAY BE MADE.

General description of depositors.

5. Deposits may be made by and in the name of—
   (a.) A person of full age and not under legal disability ;
   (b.) A married woman ;
   (c.) An infant of the age of seven years and upwards.

Infants under seven years of age.

6. Deposits may be made on behalf and in the name of an infant under seven years of age by one of the parents of such infant, or by any other person.

Persons of unsound mind.

7. Deposits may be made on behalf and in the name of a person of unsound mind by the committee of his estate.

Joint accounts.

8. Deposits may be made in the joint names of two or more persons entitled to make a deposit.

Trust accounts.

9. Deposits may be made in the name of one or more persons as trustee or trustees for another person whose name shall also be entered in the title of the account.

Accounts opened for inmates of Industrial Schools.

10. Deposits may be made by the manager of an Industrial School as trustee for an inmate.

Friendly and other society accounts.

11. Deposits may be made by the trustees of any savings-bank established under “The Savings-Bank Act, 1858,” or by the trustees of any legally constituted friendly, charitable, or provident society, or of societies registered under “The Trade-union Act, 1878” or “The Industrial Conciliation and Arbitration Act, 1900,” or any amendments thereof, or such other non-mercantile societies as the Governor in Council specifies from time to time.

Education Boards' and School Committees' accounts.

12. Deposits may be made by Education Boards and School Committees appointed under the Education Act.

Depositor may have only one account.

13. (a.) No depositor in the Savings-Bank shall make deposits to the credit of more than one account in such bank.

Trustee may act as such in more than one account.

(b.) This regulation shall not apply to deposits made in the name of any person as trustee for another person also named in the title of the account.

Former inmate of Industrial School not affected by foregoing regulation.

(c.) This regulation shall not apply to a former inmate of an industrial school whose earnings may have been deposited by the manager of such school under the provisions of the 57th section of “The Industrial Schools Act, 1882.”

Friendly and certain other societies exempt from operation of foregoing regulation.

(ii.) This regulation shall not apply to friendly, charitable, or provident societies, or societies registered under “The Trades-union Act, 1878,” or “The Industrial Conciliation and Arbitration Act, 1900,” or any amendments thereof, or such other non-mercantile societies as the Governor in Council specifies from time to time.

Penalty for false declaration.

See Appendix, section 77, subsection (4).

Interest in more than one account.

14. (1.) No person shall be entitled to any benefit from deposits in more than one Savings-Bank, or standing to the credit of more than one account in a Savings-Bank, except so far as such benefit is derived as a member of a legally constituted friendly, charitable, or provident society, or of societies registered under “The Trade-union Act, 1878,” or “The Industrial Conciliation and Arbitration Act, 1900,” or any amendments thereof, or such other non-mercantile societies as the Governor in Council specifies from time to time, or as executor, administrator, or other personal representative of a deceased depositor, or as