1020
THE NEW ZEALAND GAZETTE.
[No. 43

LIABILITIES.
£ s. d.
Amount due depositors (495 in number) .. 11,812 0 1
Balance .. .. .. .. 3,686 4 0
£15,498 4 1

WM. DUNCAN, Manager.
Audited and found correct.
R. W. WADE, Auditor.
26th January, 1899.
We certify that, to the best of our belief, the above is a true and correct statement of the assets and liabilities of the Hokitika Savings-bank as at 31st December, 1898.
JAS. A. BONAR, Vice-President.
D. MACFARLANE,
JAMES HOLMES,
JAMES CHESNEY,
Trustees.

Dunedin Savings-bank Balance-sheet for 1898.

STATEMENT of the Receipts and Payments of the Dunedin Savings-bank for the Twelve Months ending the 31st December, 1898:—

RECEIPTS.
£ s. d.
Balance from 1897 .. .. .. 15,986 10 5
Lodged by depositors .. .. .. 30,293 7 1
Interest on loans.. .. .. .. 3,196 7 1
" bank deposits .. .. .. 1,717 13 8
" debentures .. .. .. 600 0 0
Insurance premiums .. .. .. 56 16 9
Rent .. .. .. .. 100 0 0
Fines .. .. .. .. 0 18 6
Loans repaid .. .. .. 21,682 13 9
Property Account .. .. .. 4,000 11 9
£77,634 19 0

PAYMENTS.
£ s. d.
Withdrawn by depositors .. .. .. 40,645 4 9
Charges .. .. .. .. 758 4 11
Loans granted .. .. .. 538 12 9
Insurance premiums .. .. .. 60 5 9
Property Account .. .. .. 135 3 9
Balance .. .. .. .. 35,497 7 1
£77,634 19 0

We hereby certify that we have examined the above statement of receipts and payments of the Dunedin Savings-bank, have compared the same with the books of the bank, and to the best of our knowledge and belief it contains a true and correct account of all transactions of the bank. We have also seen securities for the investments, and compared the depositors’ ledger-balances, also cash accounts, with the bank pass-book.
WILLIAM BROWN AND CO.,
R. C. MOODIE, F.I.A.N.Z.,
Auditors.
Dunedin, 24th January, 1899.

PROFIT AND LOSS ACCOUNT for Twelve Months ending 31st December, 1898.

1898. Dr.
      £ s. d.
      Dec. 31. To Interest credited depositors .. 3,558 7 2
      Charges (including £100 debited as rent for offices) .. .. 858 4 11
      Land and Building Account, amount written off .. .. 100 0 0
      Balance .. .. .. 12,810 14 9
      £17,327 6 10

1899. Cr.
      £ s. d.
      Dec. 31. By Balance .. .. .. 12,365 14 11

1900. Dec. 31. By Interest on loans .. .. 2,812 11 11
      " debentures .. .. 400 0 0
      " bank deposits .. .. 1,532 17 9
      " cancelled .. .. 15 3 9
      Rents .. .. .. 200 0 0
      Fines .. .. .. 0 18 6
      £17,327 6 10

By Balance .. .. .. £12,810 14 9
Audited and found correct.
WILLIAM BROWN AND CO.,
R. C. MOODIE, F.I.A.N.Z.,
Auditors.
Dunedin, 24th January, 1899.

STATEMENT of ASSETS and LIABILITIES, 31st December, 1898.

ASSETS.
£ s. d.
Cash in bank .. .. £35,735 17 9
Less outstanding cheques.. 238 10 8
85,497 7 1
Cash in Bank, Deposit Account .. .. 11,500 0 0
Fixed deposits .. .. .. 19,500 0 0
Accrued interest thereon .. .. 430 0 6
Debentures .. .. .. 6,640 0 0
Loans on mortgage .. .. 41,969 4 8
Accrued interest thereon .. .. 648 11 3
Property Account .. .. .. 2,493 17 0
Insurance premiums advanced .. .. 13 6 10
Rent due .. .. .. 25 0 0
Land and building .. .. .. 3,879 9 4
£122,596 16 8

LIABILITIES.
£ s. d.
Due to 2,460 depositors .. .. .. 107,046 5 0
Due to Suspense Account .. .. .. 3 0 0
Property Suspense Account £3,960 6 8
Less losses written off during year .. .. 1,223 9 9
2,736 16 11
Assets in excess of liabilities .. .. 12,810 14 9
£122,596 16 8

We have seen the securities of the above assets, and have compared the depositors’ ledger-balances, and found the above statement correct.
WILLIAM BROWN AND CO.,
R. C. MOODIE, F.I.A.N.Z.,
Auditors.
Dunedin, 24th January, 1899.

Invercargill Savings-bank Balance-sheet for 1898.

INVERCARGILL SAVINGS-BANK.—Statement of Assets and Liabilities on the 31st December, 1898:—

ASSETS.
£ s. d.
To Amount invested on mortgage .. .. 14,567 6 5
Cash in National Bank .. .. .. 664 13 9
Deposits in National Bank .. .. 6,273 2 3
Cash on hand .. .. .. 499 3 1
£22,004 5 6

To Balance .. .. .. .. £1,203 8 0

LIABILITIES.
£ s. d.
By Amount due depositors .. .. .. 20,800 17 6
Balance .. .. .. .. 1,203 8 0
£22,004 5 6

THOMAS BRODRICK, Manager.
We do hereby certify that, to the best of our belief, the above is a true and correct statement of the assets and liabilities of the Invercargill Savings-bank on the 31st December, 1898.
WM. P. GRIGOR, Vice-President.
ROBT. TAPPER,
JOSEPH STOCK,
P. L. GILKISON,
J. WALKER BAIN,
D. L. MATHESON,
J. T. MARTIN,
M. INSTONE,
HENRY WILSON,
FRED. W. WADE,
Trustees.

RECEIPTS.
£ s. d.
Cash on hand, 1st January, 1898 .. .. 6,659 5 3
Amount lodged by depositors .. .. 8,940 0 11
Interest added during the year .. .. 21 3 9
Interest added, 31st December, 1898 .. 627 14 2
Interest received on mortgages, &c. .. 795 17 7
Interest received on deposits at bank .. 217 8 3
Mortgages repaid .. .. .. 1,386 17 6
£18,648 7 5