May 19.] THE NEW ZEALAND GAZETTE. 905

Dunedin Savings-bank Balance-sheet for 1897.

STATEMENT of the Receipts and Payments of the Dunedin Savings-bank for the Twelve Months ending the 31st December, 1897:—

RECEIPTS.

Balance from 1896 .. .. .. £ 7,719 2 6
Lodged by depositors .. .. .. 34,163 6 2
Interest on loans.. .. .. .. 4,656 4 0
" bank deposits .. .. .. 1,253 16 3
" debentures .. .. .. 400 0 0
Insurance premiums .. .. .. 79 16 2
Rent .. .. .. .. .. 100 0 0
Fines .. .. .. .. .. 0 7 6
Loans repaid .. .. .. .. 19,286 9 6
Property Account .. .. .. 517 14 10
Fixed deposits .. .. .. .. 12,500 0 0
£80,676 16 11

PAYMENTS.

Withdrawn by depositors .. .. .. £ 63,196 16 2
Charges .. .. .. .. .. 775 3 4
Loans granted .. .. .. .. 454 11 8
Insurance premiums .. .. .. 79 18 8
Property Account .. .. .. 143 17 8
Interest on loans, dishonoured cheque .. 30 4 0
Building Account .. .. .. 9 15 0
Balance .. .. .. .. 15,986 10 5
£80,676 16 11

We hereby certify that we have examined the above statement of receipts and payments of the Dunedin Savings-bank, have compared the same with the books of the bank, and to the best of our knowledge and belief it contains a true and correct account of all transactions of the bank. We have also seen securities for the investments, and compared the depositors’ ledger-balances, also cash accounts, with the bank pass-book.

WILLIAM BROWN AND CO.,
R. C. MOODIE,
Dunedin, 31st January, 1898.

Profit and Loss Account for Twelve Months ending 31st December, 1897.

1897. Dr. £ s. d.
      Dec. 31. To Interest credited depositors .. 4,235 3 0
      Charges (including £100 written off Building Account) .. 875 3 4
      Balance .. .. .. 12,365 14 11
      £17,476 1 3

1898. Cr. £ s. d.
      Dec. 31. By Balance .. .. .. 11,309 15 2

1899. Dec. 31. By Interest on loans .. .. 4,283 13 6
      " debentures .. .. 400 0 0
      " bank deposits .. .. 1,382 5 1
      Rent .. .. .. .. 100 0 0
      Fines .. .. .. .. 0 7 6
      £17,476 1 3

By Balance .. .. .. £12,365 14 11

Audited and found correct.

WILLIAM BROWN AND CO.,
R. C. MOODIE,
Dunedin, 31st January, 1898.

STATEMENT of ASSETS and LIABILITIES, 31st December, 1897.

ASSETS.

Cash in bank .. .. £16,254 8 5 £ s. d.
Less outstanding cheques.. 267 18 0
15,986 10 5
Cash in Bank, Deposit Account .. .. 14,000 0 0
Fixed deposits .. .. .. 17,000 0 0
Accrued interest thereon .. .. 614 16 5
Debentures .. .. .. 6,640 0 0
Accrued interest thereon .. .. 200 0 0
Loans on mortgage .. .. 63,882 8 6
Accrued interest thereon .. .. 1,030 1 11
Property Account .. .. .. 6,810 5 5
Insurance premiums advanced .. .. 15 8 10
Rent due .. .. .. .. 25 0 0
Land and building (less amount written off) 3,979 9 4
£130,184 0 10

LIABILITIES.

Due to 2,779 depositors .. .. .. £113,854 19 3
Ditto, Suspense Account .. .. .. 3 0 0
Property Suspense Account £4,080 19 3
Less written off, loss on Elmers’s property .. 120 12 7 3,960 6 8
Assets in excess of liabilities .. .. 12,365 14 11
£130,184 0 10

We have seen the securities for the above assets, and have compared the depositors’ ledger-balances, and found the above statement correct.

WILLIAM BROWN AND CO.,
R. C. MOODIE,
Dunedin, 31st January, 1898.

Napier Savings-bank Balance-sheet for 1897.

BALANCE-SHEET of the Napier Savings-bank from the 1st January to the 31st December, 1897:—

1897. Jan. 1. By Balance at Bank of New South Wales .. .. .. £ 658 14 2
      Balance in hand .. .. .. 40 9 2
      Dec. 31. Cash deposited .. .. .. 3,173 1 0
      Interest on mortgages .. .. 517 11 1
      Refund, mortgages .. .. .. 270 0 0
      Refund, bank property .. .. 65 0 0
      Refund, fixed deposit .. .. 1,500 0 0
      £6,224 15 5

1898. Dec. 31. To Deposits withdrawn .. .. £ 4,159 5 0
      Charges .. .. .. .. 149 15 3
      Bank Property Account .. .. 12 3 8
      Suspense Account .. .. .. 0 14 3
      Fixed deposit .. .. .. 1,000 0 0
      Post-office Savings-Bank .. .. 800 0 0
      Balance at Bank of New South Wales .. .. .. 61 4 8
      Balance in hand .. .. .. 41 12 7
      £6,224 15 5

1899. Dec. 31. By Balance at Bank of New South Wales .. .. .. £ 61 4 8
      Balance in hand .. .. .. 41 12 7
      Balance due on land sold .. .. 227 10 0
      Interest accrued, mortgages .. .. 237 19 6
      Bank Property Account .. .. 522 3 8
      Mortgages .. .. .. .. 6,860 0 0
      Fixed deposit .. .. .. 1,000 0 0
      Post-office Savings-Bank .. .. 800 0 0
      Estimated value of land and premises .. .. .. 650 0 0
      £10,400 10 5

1900. Dec. 31. To Balance due 482 depositors .. £ 9,182 3 2
      Gas Company .. .. .. 0 12 9
      Balance .. .. .. .. 1,217 14 6
      £10,400 10 5

EDWD. LYNDON, Manager.

Audited and found correct, 31st January, 1898.

BANNER AND IRVINE, Accountants.

We certify that, to the best of our belief, the accompanying balance-sheet is a true and correct statement of the assets and liabilities of the Napier Savings-bank as at the 31st December, 1897.

EDWD. LYNDON, Manager.
E. W. KNOWLES, Vice-President.
CHAS. H. EDWARDS,
W. J. TABUTEAU,
J. WILSON CRAIG,
J. H. VAUTIER,
JOHN McVAY,
Trustees.