JULY 28.] THE NEW ZEALAND GAZETTE. 1113

Invercargill Savings-bank Balance-sheet.

STATEMENT of Assets and Liabilities of the Invercargill Savings-bank on the 31st December, 1891.

RECEIPTS.
£ s. d.
Cash in hand, 1st January, 1891 .. .. 5,602 12 9
Amount lodged by depositors .. .. 10,857 2 9
Interest added during the year .. .. 22 19 1
Interest added, 31st December, 1891 .. 801 7 2
Interest on mortgages, &c. .. .. 796 7 0
Interest on deposits with bank .. .. 233 18 5
Interest on deposits (surplus funds) .. 10 2 8
Mortgages repaid .. .. .. 236 13 2
£18,561 3 0

PAYMENTS.
£ s. d.
Repaid depositors .. .. .. 7,852 16 9
Interest credited depositors .. .. 824 6 3
Charges account .. .. .. 167 3 0
Invested on mortgage .. .. .. 3,000 0 0
Cash in National Bank .. .. .. 978 4 3
Deposits in National Bank .. .. 5,533 2 7
Cash in hand .. .. .. 195 12 7
Paid sundries .. .. .. 9 17 7
£18,561 3 0

THOMAS BRODRICK, Manager.

We hereby certify that we have examined the above statement of the receipts and payments of the Invercargill Savings-bank, and that, to the best of our belief, it contains a true and correct statement of all the transactions of the bank during the year, and that the balance in the bank and cash in hand amount to £6,706 19s. 5d.

Wm. P. GRIGOR, Vice-President.
J. WALKER BAIN,
JOSEPH STOCK,
J. T. MARTIN,
M. INSTONE,
FREDK. W. WADE,
D. L. MATHESON,
HENRY WILTON,
} Trustees.
} Auditors.

ASSETS.
£ s. d.
To Amount invested on mortgage .. .. 13,251 15 8
Cash in National Bank .. .. .. 6,511 6 10
Cash in hand .. .. .. 195 12 7
£19,958 15 1

To Balance .. .. .. .. 262 15 8
£19,958 15 1

LIABILITIES.
By Amount due 653 depositors .. .. 19,695 19 5
Balance .. .. .. .. 262 15 8
£19,958 15 1

THOMAS BRODRICK, Manager.

We do hereby certify that, to the best of our belief, the above is a true and correct statement of the assets and liabilities of the Invercargill Savings-bank on the 31st December, 1891.

Wm. P. GRIGOR, Vice-President.
J. WALKER BAIN,
JOSEPH STOCK,
J. T. MARTIN,
M. INSTONE,
FREDK. W. WADE,
} Trustees.

National Bank of New Zealand,
Invercargill, 18th January, 1892.

We hereby certify that the balance at the credit of the Invercargill Savings-bank and on deposit on the 31st December, 1891, was £6,511 6s. 10d.

For the National Bank of New Zealand, Invercargill,
F. WOODWARD, Manager.
ALEX. HAMILTON, pro Accountant.

Dunedin Savings-bank Balance-sheet.

STATEMENT of the Receipts and Payments of the Dunedin Savings-bank for the Year ending the 31st December, 1891.

RECEIPTS.
£ s. d.
Balance from 1890 .. .. .. 1,117 7 1
Lodged by depositors .. .. .. 53,557 12 4
Interest on loans .. .. .. 5,754 11 9
Interest on bank deposit and current account 1,098 13 10
Equitable Investment Company .. .. 2,500 0 0
Ditto, interest .. .. .. 6 16 2
Debenture interest .. .. .. 210 0 0
Insurance premiums .. .. .. 58 9 0
Rent .. .. .. .. 120 0 0
Fines .. .. .. .. 0 12 6
Loans repaid .. .. .. 13,244 15 0
Fixed deposits .. .. .. 8,000 0 0
Property account .. .. .. 232 14 9
Suspense account .. .. .. 2 0 0
£85,903 12 5

PAYMENTS.
£ s. d.
Withdrawn by depositors .. .. .. 49,917 12 10
Charges.. .. .. .. 757 7 1
Loans granted .. .. .. 9,588 1 8
Insurance premiums .. .. .. 60 14 0
Bank deposits .. .. .. 23,000 0 0
Property account.. .. .. 63 16 1
Balance in bank .. .. .. 2,516 0 9
£85,903 12 5

We hereby certify that we have examined the above statement of receipts and payments of the Dunedin Savings-bank, have compared the same with the books of the bank, and to the best of our knowledge and belief it contains a true and correct statement of all transactions of the bank. We have also seen securities for the investments, and compared the depositors’ ledger-balances, also cash accounts with the bank pass-book.

WILLIAM BROWN AND Co.,
R. C. MOODIE,
} Auditors.
Dunedin, 20th January, 1892.

1891. PROFIT AND LOSS ACCOUNT. £ s. d.
      Dec. 31. To Interest credited depositors .. 6,096 5 5
      Proportion debenture premium 15 11 0
      Charges .. .. .. 757 7 1
      Balance .. .. .. 9,754 16 1
      £16,623 19 7

1892. £ s. d.
      Dec. 31. By Balance .. .. .. 8,979 13 3

1893. Interest on investments .. 7,523 13 10
      Dec. 31. Rent .. .. .. 120 0 0
      Fines .. .. .. 0 12 6
      £16,623 19 7

E. SMITH, Manager.

Audited and found correct.
WILLIAM BROWN AND Co.,
R. C. MOODIE,
} Auditors.
Dunedin, 20th January, 1892.

STATEMENT of Assets and Liabilities, 31st December, 1891.

ASSETS.
£ s. d.
Cash in bank .. .. £2,671 11 5
Less outstanding cheques 155 10 8
2,516 0 9
Bank deposits .. .. .. 37,500 0 0
Accrued interest thereon .. .. 948 18 3
Loans on mortgage .. .. 88,826 5*11
Accrued interest thereon .. .. 1,959 16 2
Debentures .. .. .. 3,500 0 0
Accrued interest thereon .. .. 78 16 4
Land and building .. .. .. 4,069 14 4
Property account .. .. .. 3,912 3 7
Insurance premiums advanced .. .. 14 6 6
Due by tenants .. .. .. 30 0 0
Debenture-premium sinking fund .. .. 31 2 6
£143,387 4 4

LIABILITIES.
£ s. d.
Due to depositors (3,199) .. .. .. 133,627 18 3
Suspense account .. .. .. 4 10 0
Assets in excess of liabilities .. .. 9,754 16 1
£143,387 4 4

E. SMITH, Manager.

We have seen the securities for the above assets, and have compared the depositors’ ledger-balances, and found the above statement correct.

WILLIAM BROWN AND Co.,
R. C. MOODIE,
} Auditors.
Dunedin, 20th January, 1892.