318
THE NEW ZEALAND GAZETTE.
[No. 17

PAYMENTS.

£ s. d.
Repaid depositors .. .. 8,519 14 0
Interest credited depositors .. 723 0 6
9,242 14 6
Charges Account .. .. 169 6 10
Invested on mortgage.. .. 925 0 0
Cash in National Bank .. 2,064 11 7
Deposits in National Bank .. 3,415 17 3
Cash in hand .. .. 122 3 11
Paid sundries .. .. 20 11 6
6,717 11 1
£15,960 5 7

THOMAS BRODRICK, Manager.

We hereby certify that we have examined the above statement of the receipts and payments of the Invercargill Savings Bank, and that, to the best of our belief, it contains a true and correct statement of all the transactions of the bank during the year, and that the balance in the bank and cash in hand amount to £5,602 12s. 9d.

WM. P. GRIGOR, Vice-President.
FREDK. W. WADE,
J. WALKER BAIN,
W. MARTIN,
HENRY WILTON,
JOSEPH STOCK,
M. INSTONE,
} Trustees.
} Auditors.

STATEMENT of the Assets and Liabilities on the 31st December, 1890.

ASSETS.

£ s. d.
To Amount invested on mortgage .. 10,488 8 10
Cash in National Bank .. .. 5,480 8 10
Cash in hand .. .. .. 122 3 11
£16,091 1 7
To Balance .. .. .. .. 223 14 5

LIABILITIES.

By Amount due 599 depositors .. 15,867 7 2
Balance .. .. .. .. 223 14 5
£16,091 1 7

THOMAS BRODRICK, Manager.

We hereby certify that, to the best of our belief, the above is a true and correct statement of the assets and liabilities of the Invercargill Savings Bank on the 31st December, 1890.

J. WALKER BAIN,
W. MARTIN,
HENRY WILTON,
FREDK. W. WADE,
} Trustees.

National Bank, 15th January, 1891.

We hereby certify that the balance at the credit of the Invercargill Savings Bank and on deposit on the 31st December, 1890, was £5,480 8s. 10d.

F. WOODWARD, Manager.
E. F. PAUL, Accountant.

Dunedin Savings Bank Balance-sheet for 1890.

STATEMENT of Receipts and Payments of the Dunedin Savings Bank for the Year ending 31st December, 1890.

RECEIPTS.

£ s. d.
Balance from 1889 .. .. .. 628 1 5
Lodged by depositors .. .. 52,228 10 9
Interest on loans .. .. .. 5,200 14 0
Interest on bank deposit and current account .. 940 6 8
Interest, Equitable Investment Company .. 75 16 8
Interest on debentures .. .. 210 0 0
Insurance premiums .. .. .. 58 1 0
Rent .. .. .. .. 120 0 0
Fines .. .. .. .. 0 16 0
Loans repaid .. .. .. 10,568 8 10
Fixed deposits .. .. .. 3,000 0 0
Property account .. .. .. 1,873 3 6
Equitable Investment Company .. 1,250 0 0
Charges repaid .. .. .. 10 0 0
Exchange on cheques .. .. .. 1 6 0
£76,165 4 10

PAYMENTS.

£ s. d.
Withdrawn by depositors .. .. 48,684 7 8
Charges .. .. .. .. 776 0 11
Loans granted .. .. .. 15,525 17 4
Insurance premiums .. .. 61 4 0
Bank deposits .. .. .. 7,000 0 0
Deposit, Equitable Investment Company .. 2,750 0 0
Property Account .. .. .. 158 10 9
Robbery .. .. .. .. 91 17 1
Balance in bank .. .. .. 1,117 7 1
£76,165 4 10

We hereby certify that we have examined the above statement of receipts and payments of the Dunedin Savings Bank, have compared the same with the books of the bank, and to the best of our knowledge and belief it contains a true and correct account of all transactions of the bank. We have also seen securities for the investments, and compared the depositors' ledger balances, also cash accounts, with the bank pass-book.

WILLIAM BROWN,
R. C. MOODIE,
} Auditors,

Dunedin, 21st January, 1891.

STATEMENT of Assets and Liabilities, 31st December, 1890.

ASSETS.

£ s. d.
Cash in bank .. .. .. 1,140 13 1
Less outstanding cheques .. 23 6 0
1,117 7 1
Bank deposits .. .. .. 22,500 0 0
Accrued interest thereon .. 590 5 0
23,090 5 0
Deposit, Equitable Investment
Company .. .. .. .. 2,500 0 0
Land and Building .. .. .. 4,069 14 4
Loans on mortgage .. .. 91,655 18 5
Accrued interest thereon .. 1,864 17 4
93,520 15 9
Property account .. .. .. 4,908 3 1
Due by tenants .. .. .. 30 0 0
Insurance premiums advanced .. 12 1 6
Debenture account .. .. 3,500 0 0
Accrued interest thereon .. 78 16 4
3,578 16 4
Debenture premium sinking fund .. 46 13 6
£132,873 16 7

LIABILITIES.

£ s. d.
Due to 2,882 depositors .. .. 123,891 13 4
Suspense Account .. .. .. 2 10 0
Assets in excess of liabilities .. 8,979 13 3
£132,873 16 7

We have seen the securities for the above assets, and have compared the depositors' ledger balances, and found the above statement correct.

WILLIAM BROWN,
R. C. MOODIE,
} Auditors.

Dunedin, January, 1891.

PROFIT AND LOSS ACCOUNT.

1890. Dec. 31. To Interest credited depositors .. 5,524 2 6
      Proportion of debenture premium .. 15 11 0
      Charges .. .. .. 766 0 11
      Balance .. .. .. 666 5 9
      £6,972 0 2

1891. Dec. 31. By Interest on investments .. 6,851 4 2
      Rent .. .. .. 120 0 0
      Fines .. .. .. 0 16 0
      £6,972 0 2

BALANCE ACCOUNT.

Dr.
1890.
Dec. 31. To Loss on properties—
Jackson .. £379 9 5
Fraser .. 167 15 3
McDonald .. 410 15 6
McArdell .. 1,484 8 11
2,442 9 1
Bank robbery .. .. 91 17 1
Balance .. .. .. 8,979 13 3
£11,513 19 5