Proof of Identity.

26. The identity of the deceased with the person whose life is insured shall be proved by declaration, affirmation, or affidavit made in the manner herein prescribed with regard to declarations, affirmations, or affidavits as to proof of death, and stating the knowledge or belief of the person making the same as to the identity of the deceased, and giving with particularity the grounds of such knowledge or belief.

Other Proofs of Age, Death, and Identity may be received.

27. The Commissioner may accept, and shall be entitled to demand, proofs of age, identity, and death other than as aforesaid, which shall to him appear substantially sufficient for any of the said purposes.

Claims under assigned Policies.

28. When a claim is made under a policy which has been assigned prior to the 22nd day of August, 1874, if the instrument or instruments effecting the assignment relate solely to the policy under which the claim is made, they will be retained by the Commissioner; but if they relate to other matter a full abstract of such parts as relate to the policy must be furnished, together with the original instrument or instruments; and on payment of the claim under the policy such original instrument or instruments will be returned by the Commissioner on an undertaking (free of expense to the Commissioner) being given for their production when required.

Proof of Claim to be produced.

29. All powers of attorney, probates, letters of administration, exemplifications, or other formal proofs, orders of Courts, and other instruments evidencing the right of any person to receive any money under any policy, shall be produced to the Commissioner, or to such person as he shall in each case appoint. All proofs shall be made at the expense of the person tendering the same.

Policy may be surrendered after certain Duration.

30. Any life-insurance policy, except as hereinafter mentioned, or any endowment-insurance policy, may be surrendered after it has been in force for a period of not less than two years: Provided that any life-insurance policy or endowment-insurance policy, fully paid up at the date of issue, may be surrendered at any time after such date of issue: Provided, further, that in the case of short-term policies and policies other than as aforesaid, the terms of surrender shall be such as may from time to time be determined by the Commissioner, with the concurrence of the Actuary. The method or methods upon which surrender values shall be calculated shall be such as the Commissioner, with such concurrence as aforesaid, may from time to time determine. The Commissioner shall, on application, pay to the person entitled to make such surrender the then surrender value, or, at the option of the person so entitled, shall grant to such person a paid-up policy (that is, a policy exempted from any future payments) equivalent to the then surrender value: Provided that such surrender value, after all necessary deductions (if any), shall be equivalent to a paid-up policy of at least twenty pounds; otherwise no such paid-up policy shall be issued.

Commissioner may grant Loans to Policy-holders.

31. The Commissioner may, with the concurrence of the Actuary, upon the application of any policy-holder whose policy shall have been in force for three years prior to the date of the loan, advance to him, by way of loan, any sum not exceeding nine-tenths of the then surrender value of the said policy: Provided that no loan on any policy shall be for a less sum than five pounds.

Policy to be deposited with Commissioner, with Mortgage signed by Borrower.

32. In every case in which a loan shall be so granted, the policy in respect of which such loan is granted shall be deposited with the Commissioner, and the borrower shall thereupon sign a mortgage of policy in the form or to the effect set forth in the Fourth Schedule to "The Life Assurance Policies Act, 1884."

The provisions of the last-mentioned Act, so far as regards the effectual recovery of principal and interest accruing on such loans, shall be applicable to the loans made under these regulations.

Rate of Interest.

33. The rate of interest chargeable in respect of any such loan shall be seven per cent. per annum, payable half-yearly at any post office where business of the department is conducted, or other office of the department at which the premiums on the policy may for the time being be payable.

Maturity of Policy.

34. If the moneys assured under any policy, on the security of which a loan has been granted, shall become payable during the currency of the loan, the Commissioner shall be entitled to deduct from the amount assured all principal and interest moneys which may then be due in respect of such loan.

Commissioner may refuse Loans on Policies.

35. The Commissioner may refuse to make any loan in respect of any application for a loan on a policy under these regulations without being required to assign any cause for such refusal.

REGULATIONS NOT TO APPLY TO INDUSTRIAL BRANCH.

36. These regulations shall not apply to policies issued in the Industrial Branch of the department, and the regulations now in force under and by virtue of an Order in Council made and issued on the sixteenth day of February, 1882, in respect of such Industrial Branch, shall continue in force until lawfully altered or revoked.

FORSTER GORING,
Clerk of the Executive Council.

Changing the Purpose of Lot 105, Suburbs of Hokianga.

Wm. F. DRUMMOND JERVOIS,
Governor.

IN pursuance and exercise of the powers and authorities conferred upon me by "The Special Powers and Contracts Act, 1886," I, William Francis Drummond Jervois, the Governor of the Colony of New Zealand, do hereby change the purpose of all that parcel of land in the Provincial District of Auckland, containing by admeasurement four acres and thirteen perches, being Allotment number one hundred and five of the Suburbs of Hokianga, from an education reserve to a site for a public cemetery.

As witness the hand of His Excellency the Governor, this twenty-third day of September, one thousand eight hundred and eighty-six.

Jos. A. TOLE,
(For the Minister of Lands.)

Closing a Road in Hawera.

Wm. F. DRUMMOND JERVOIS,
Governor.

IN pursuance and exercise of the powers and authorities conferred upon me by "The Special Powers and Contracts Act, 1886," I, William Francis Drummond Jervois, the Governor of the Colony of New Zealand, do hereby declare that the piece of land hereinafter described shall cease to be a public road, and shall be and be deemed to have been part of the cemetery set apart in the Borough of Hawera, under the provisions of "The Cemeteries Act, 1882," and shall vest accordingly in the Trustees for the time being of such cemetery, namely: All that piece of land in the Borough of Hawera, containing by admeasurement two roods thirty-nine perches, and being that portion of the public road delineated on the plan of the said borough abutting upon and extending along the northern boundary (seven hundred and forty-three links) of Block thirty-three on the plan of the said borough, and being one chain in width.

As witness the hand of His Excellency the Governor, this twenty-third day of September, one thousand eight hundred and eighty-six.

Jos. A. TOLE,
(For the Minister of Lands.)

Exchanging Portion of Reserve 1263 in Canterbury.

Wm. F. DRUMMOND JERVOIS,
Governor.

IN pursuance and exercise of the powers and authorities conferred upon me by "The Special Powers and Contracts Act, 1886," I, William Francis Drummond Jervois, the Governor of the Colony of New Zealand, do hereby authorize the exchange of the School Site Reserve—namely, all that parcel of land in the Provincial District of Canterbury, containing by admeasurement five acres, more or less, being Section number eleven of Reserve one thousand two hundred and sixty-three (in red), situate in the Otaio Survey District, as the same is delineated on the plan deposited in the District Survey Office, Christchurch—for five acres, more or less, being Section number eight of Reserve one thousand two hundred and sixty-three (in red), situate in the Otaio Survey District, as the same is delineated on the plan deposited in the District Survey Office, Christchurch.

As witness the hand of His Excellency the Governor, this twenty-third day of September, one thousand eight hundred and eighty-six.

Jos. A. TOLE,
(For the Minister of Lands.)