368

THE NEW ZEALAND GAZETTE.
the policy other than the payment of premium has
been violated by the Insured, and that notice of the
claim and proof of death shall be submitted to the
Commissioner within six calendar months after the
decease of the Insured.

In case of default, paid-up policy to be issued on application.
28. On application by the Assured within three
months after any life insurance policy which has
existed for three years shall have become lapsed by
non-payment of premiums, the Commissioner shall
issue a paid-up policy equivalent to the surrender
value of the original policy at the date of its be-
coming lapsed, such paid-up policy to be payable at
the same time as the original is payable.

Death of purchaser not to void endowment.
29. In case the person who has contracted for any
endowment shall happen to die before the whole of
the premiums payable under the policy shall have
been paid, and by reason of such death the premiums
thereafter payable shall not be duly paid, the
Commissioner shall grant to or for the benefit of
the Insured a paid-up policy equivalent in value to
the surrender value of such endowment at the date
at which the same had become void by such non-
payment of premiums; such paid-up policy to be
payable at the same time as the original is payable.

Age to be admitted.
30. If the Commissioner shall (either at the time
of the issue of the policy or afterwards, and before
the moneys payable thereunder to the Assured shall
become payable) be satisfied that the age of the life
assured has been correctly stated, he may admit the
same, and the age so admitted shall not subsequently
be called in question.

No medical fee or postage required.
31. Any person proposing to effect a policy under
the provisions of the said Acts shall provide, at his
own cost, such evidence of age as shall be required
by the Commissioner, but shall not be required to
pay any fee or fees for medical examination, or to
pay the cost of any additional inquiry which the
Commissioner may think fit to make with regard to
his health, habits, age, and occupation, or to pay any
fee or fees for the issue of any policy which may
be made in accordance with his proposal, or to pay
any postage for the transmission of his proposal, or
for the transmission of any correspondence arising
out of such proposal or policy between him and the
Commissioner, except when the proposal is for a
life insurance policy payable within a period not
exceeding seven years, in which case the medical
examination fee and agent's fee shall be prepaid by
the Proposer, and where otherwise provided by these
Regulations.

Notice of assignment.
32. The right and interest in any policy for the
insurance of a sum of money payable at death or
otherwise may be assigned, but notice of every such
assignment shall be given to the Commissioner, who
shall acknowledge thereon the receipt of such notice
and forward the same to the person giving such
notice. All such notices shall be given in duplicate,
accompanied by a fee of 5s., to be sent direct to the
Commissioner.

Commissioner may insert other conditions in policies.
33. In addition to the terms and conditions upon
the performance or happening of which policies issued
under the said Acts are under the said regulations to
become void or to be subject to, the Commissioner
may at the time of issuing any policy hereafter
granted under the said Acts cause to be inserted
in or indorsed thereon any other terms and con-
dition or conditions he may think fit, upon the
happening or performing of which the said policy is
to become void or is to be subject to, and any such
policy shall be deemed subject to such terms and
conditions so inserted or indorsed.

All claims to be paid by warrant.
34. All payments which shall become due or pay-
able under or in respect of any policy under the pro-
visions of the said Acts shall be made by warrant,
which warrant shall be issued from the office of the
Commissioner to the person entitled to receive such
payment, and shall be made at such of the offices
appointed for the purpose as such person shall select.
The Postmaster of the office so selected shall be
advised from the office of the Commissioner of all
warrants made payable at his office, and shall not
pay any warrant unless so advised, and unless the
person entitled to receive such payment shall present
the warrant in person, and sign the receipt at the
foot of the said warrant in the presence of the
paying Postmaster, and shall produce such proof
of his identity as may be required of him. If,
by reason of bodily infirmity, the person entitled
to receive such payment shall be unable to present
the warrant in person at such office, then the Post-
master or some officer of the Postal Department
authorized by him, shall, on notice of such inability,
carry the amount of the warrant to the residence of
such person, pay him such amount, and take his sig-
nature on the receipt at the foot of the warrant.
The warrant, when paid and receipted, shall be
transmitted to the office of the Commissioner.

Proof of age.
35. In every case where the age of the Insured
has not been admitted by the Commissioner, the age
may be proved by furnishing to the Commissioner
either-
(a.) An examined official or certified copy or
extract from the register or other official
record of the birth.
(b.) A declaration, affirmation, or affidavit
stating that no register or other official record
of the birth is to be found, and a declaration,
affirmation, or affidavit by some person other
than the Insured, stating with particularity
the belief of the person declaring, affirming,
or swearing as to the age of the Insured
and the grounds of such belief. Such declara-
tions, affirmations, or affidavits must be made
in such form and manner that the persons
making them would, under the law of the
place where they are made (if there be any
such law) be criminally responsible if any
statement therein be false to their knowledge..

Proof of death.
36. Death may be proved by production of the
following evidence :-
(a.) A certificate under the hand of the medical
attendant (if any) of the deceased during his
or her last illness, stating the date, and place,
and cause of death; and
(b.) An examined official or certified copy or
extract from the register or other official record
of the death or burial; or
(c.) A declaration, affirmation, or affidavit stating
the time, and place, and circumstances of the
death, and that no official record of the death
or burial is to be found; such declaration,
affirmation, or affidavit to be made in the
manner herein prescribed with regard to
declarations as to age.

Proof of identity.
37. The identity of the deceased and the Insured
shall be proved by declaration, affirmation, or affi-
davit made in the manner herein prescribed with
regard to declarations as to age, and stating the