366

THE NEW ZEALAND GAZETTE.

authorized by the said Acts, and such appointments | consideration, after a report thereon by a Chief
may from time to time revoke or alter.

Agent.
3. Every person who may be so appointed is,
throughout these Regulations, termed "the Agent."

Postmasters to be Agents, and to receive and pay moneys.
4. The Postmaster at any Post Office may be ap-
pointed by the Commissioner as an Agent for all or
any one or more of the purposes mentioned in Regu-
lation No. 2, and to receive and pay moneys under
the said Acts.

Duties of Agents.
5. The Agent appointed in any place as aforesaid
may receive proposals for any transaction from time
to time intended to be effected under the said Acts
or either of them, and shall in respect thereof strictly
conform to these Regulations, and shall have no
authority to alter or discharge contracts made under
the said Acts or these Regulations, or in any way
bind the Commissioner, except as herein provided.

Form of proposal.
6. Any person desiring to effect any such transac-
tion shall make his proposal for the same in the form
applicable thereto.

Blanks supplied free.
7. Blank forms of proposals shall, on application to
the Agent acting in any place, be supplied to the
applicant free of all charge.

Proposer to sign declaration.
8. The person making any proposal shall, at the
time of delivering the same to the Agent, sign and
make the declaration at the foot thereof in the pre-
sence of the Agent.

Agent to refer Proposer to Medical Officer at his discretion.
9. The Agent to whom any proposal has been
delivered may either forthwith direct that the life
proposed for insurance shall present himself for
medical examination by a legally-qualified Medical
Practitioner appointed by the Governor for the pur-
pose of such examination (hereinafter called the
Medical Officer), or if he is not satisfied as to the
eligibility of the life, may in the first instance refer
such proposal to the Commissioner.

Medical examination.
10. The Commissioner may in any case direct such
medical examination to be made.

Form of medical examination.
11. The medical examination shall be conducted
according to a form applicable to the special trans-
action.

Report of Medical Officer.
12. In addition to the special questions set forth
in any such form, the Medical Officer may put to
the person examined any other questions which he
may think necessary, and may report specially to the
Commissioner in reference thereto.

Proposer to certify to truth of personal statement.
13. The answers given by the person examined to
the special questions set forth in the form above
referred to shall be reduced to writing by the
Medical Officer, and shall be read over to the
person examined and signed by him, and he shall
at the same time make and sign a declaration of
the truth of his statements at the foot of the form
of examination, in the presence of the Medical
Officer.

Papers to be sent direct to Commissioner for his consideration.
14. The proposal and medical examination, and all
other papers connected therewith, shall, so soon as
the same have been duly completed, be transmitted
by the Medical Officer to the Commissioner for
consideration, after a report thereon by a Chief
Medical Officer or Board from time to time to be
appointed by the Governor in Council.

Tables apply to first-class lives only.
15. All tables of premiums for sums to be secured
at death or otherwise shall specify the rate of pre-
mium for first-class lives only.

Commissioner to fix extra rate. No life to be charged less than
rate for age twenty.
16. The rate of extra premium for each proposal,
if any, shall in every case be fixed by the Commis-
sioner, in proportion to the eligibility of the life pro-
posed, after consideration of the proposal and papers
connected therewith, and of the opinion of the Chief
Medical Officer or Board: Provided that no life
proposed for life insurance shall be accepted at a
less rate than that fixed for first-class lives at age
twenty.

Notice of acceptance to be sent to proposer.
17. If the Commissioner shall elect to accept the
proposal, he shall determine the premium or sum of
money payable in respect of the proposed transaction,
and he shall forthwith cause notice thereof to be
given to the person making the same, by posting to
the address of such person, as given in the proposal,
a notice to that effect.

Deduction of 5 per cent. to officiating ministers and per-
manent officers of General Government.
18. When any person desiring to insure his life is
an officiating minister within the meaning of "The
Marriage Act, 1854," or any Act for the time being
in force amending the said Act, or an officer in the
permanent employ of the General Government of the
Colony under the provisions of "The Civil Service
Act, 1866," the premium or other payment to be
paid thenceforth by such person, whether he shall
thereafter cease to be such officiating minister or
officer as the case may be, shall be such sum con-
sisting of an integral number of pence as shall be
nearest to nineteen-twentieths of the sum which
would be required to be paid by such person if not
an officiating minister or officer as aforesaid: Pro-
vided that this regulation shall only remain in force
until the 31st day of December, 1873, and during
that period shall only be applicable to insurances
effected under the scale set forth in Table I., annexed
to an Order in Council of the twenty-second day of
October, one thousand eight hundred and seventy,
or any like table which may hereafter be used or
adopted while this regulation remains in operation.

Thirty days allowed for completion of proposal.
19. Within thirty days after the receipt of such
notice, the proposer shall pay or cause to be paid
the premium payable in respect of the proposed
transaction; and if he shall fail to do so, then the
said proposal shall be deemed to have been aban-
doned, and all moneys paid thereunder forfeited.

Policy to be issued.
20. Upon payment of the premium payable in
respect of any accepted proposal, the Commissioner
shall cause to be issued and delivered to the proposer
a policy in the form applicable to the particular con-
tract.

Conditions of policies to be indorsed.
21. Life insurance policies shall be subject to the
following conditions, which shall be indorsed on all
such policies issued by the Commissioner :--

Conditions of Policies.
Policies shall become void if the statements of the
proposer, as set forth in the proposal, or of the
person or persons examined by the Medical Officer,
as set forth in the medical examination, or any of