548
THE NEW ZEALAND GAZETTE.

11. In case the proposal be accepted after such
    examination and the proposed contract completed by
    the Proposer, the amount of deposit will be repaid to
    the Proposer.
12. The medical examination shall be conducted
    according to a form applicable to the special trans-
    action.
13. In addition to the special questions set forth
    in any such form, the Medical Examiner may put to
    the person examined any other questions which he
    may think necessary, and may report specially to
    the said Commissioner in reference thereto.
14. The answers given by the person examined to
    the special questions set forth in the form above
    referred to shall be reduced to writing by the
    Medical Examiner, and shall be read over to the
    person examined, and signed by him, and he shall
    at the same time make and sign a declaration of
    the truth of his statements at the foot of the form
    of examination, in the presence of the Medical
    Examiner.
15. The proposal and medical examination, and all
    other papers connected therewith, shall, so soon as
    the same have been duly completed, be transmitted
    by the Medical Examiner to the said Commissioner
    for examination and approval.
16. All tables of premiums for sums to be secured
    at death or otherwise shall specify the rate of pre-
    mium for first-class lives only.
17. The rate of premium for each proposal shall in
    every case be fixed by the said Commissioner, in
    proportion to the eligibility of the life proposed, as
    evidenced by the proposal and papers connected
    therewith.
18. If the said Commissioner shall elect to accept
    the proposal, he shall determine the premium or sum
    of money payable in respect of the proposed trans-
    action, and he shall forthwith cause notice thereof
    to be given to the person making the same, by post-
    ing to the address of such person, as given in the pro-
    posal, a notice to that effect.
19. When the person desiring to insure his life is
    an officiating minister within the meaning of "The
    Marriage Act, 1854," or any Act for the time being
    in force amending the said Act, the premium or other
    payment to be paid thenceforth by such person,
    whether he shall thereafter cease to be such officiating
    minister or not, shall be such sum consisting of an
    integral number of pence as shall be nearest to
    nineteen-twentieths of the sum which would be
    required to be paid by such person if not an officiating
    minister as aforesaid.
20. Within thirty days after the receipt of such
    notice, the Proposer shall pay or cause to be paid
    the premium or sum of money payable in respect of
    the proposed transaction; and if he shall fail to do
    so, then the said proposal shall be deemed to have
    been abandoned, and all moneys paid thereunder
    forfeited.
21. Upon payment of the money payable in respect
    of any accepted proposal, the said Commissioner shall
    cause to be issued and delivered to the Proposer a
    contract in the form applicable to the particular
    transaction, according to the Schedule of Forms at the
    end of these Regulations.
22. Annual payments, payable under any contract,
    must be made within twenty-one days, and payments
    payable at less intervals than a year within fourteen
    days, next after the day appointed for payment; and
    non-payment within such periods respectively shall
    be deemed to be default of payment.
23. Every contract shall be deemed to be void, and
    all payments made thereunder forfeited, in such of
    the following events as are specially applicable to the
    character of the same:—
    (1.) If the statements of the Proposer, as set
    forth in the proposal, or of the person or
    persons examined by the Medical Examiner, as
    set forth in the medical examination, or any
    of such statements respectively, be untrue, or
    if any person whose life is assured has wilfully
    withheld any information required of him.

(2.) On default of payment of the annual or
other periodical payment to be made there-
under.
(3.) If the person, or any of the persons upon
the contingency of whose life or lives the par-
ticular transaction is to depend, shall go or
travel beyond the limits allowed by the Regu-
lations without the leave of the said Commis-
sioner.
(4.) If the Assured shall adopt any trade or
occupation declared by the said Commissioner
to be hazardous without the leave of the said
Commissioner.
(5.) If the Assured shall die by his own hand,
or by duelling, within twelve months, or by
the hands of justice.
24. Every contract for the assurance of a sum of
money payable at death shall become void if the
person or any of the persons upon the contingency
of whose life the same is dependent shall go beyond
the limits of New Zealand and the Australasian Colo-
nies or shall die on the high seas (except in passing
in passage vessels being whole decked and not less
than fifty tons register, or in steam vessels from any
part of New Zealand to any other part, or in passing
direct by a similar conveyance from any part of New
Zealand to any of the Australasian Colonies, or in
passing by a similar conveyance from any part of New
Zealand to any part of the United Kingdom); and
every such contract shall also become void if such
person or any of such persons as aforesaid shall be
actually employed in any military or naval service
whatever, except such as may for the time being be
in the employment of the Government of the Colony,
unless special permission shall in any of the said cases
have been granted by the said Commissioner, which
permission may be granted by the said Commissioner
on payment of such extra premium or sum of money
as the said Commissioner may deem adequate to the
risk incurred.
25. Every contract for the assurance of a sum of
money payable at death shall be void if the person or
persons upon the contingency of whose life or lives
the same may be dependent shall engage in any
trade or occupation which the said Commissioner
shall from time to time notify in the New Zealand
Gazette to be specially dangerous without the express
permission of the said Commissioner, which permis-
sion may be granted by the said Commissioner on
payment of such extra premium as the said Com-
missioner may deem adequate to the risk incurred.
26. No contract made under the provisions of the
said Acts is to be in force as against the said Com-
missioner until the first moneys payable thereunder,
by or on behalf of the Assured, shall have been
actually paid.
27. In case of default of payment, the said Com-
missioner may permit any contract of Insurance to
be revived at any period not exceeding three calendar
months after its expiration, on satisfactory proof
being given of the unimpaired health of the person
or persons upon the contingency of whose life or
lives the same may be dependent, and on payment of
the premiums or other moneys payable thereunder
and then in arrear, together with a fine not exceeding
one-half per centum on the sum assured.
28. The amount payable under any contract will be
paid in case of the death of the Assured during the
days of grace, mentioned in Regulation No. 22, not-
withstanding the non-payment of the premium or